Jefferson County property record for 401 Cromwell Rd, Festus, MO 63028
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 943 sqft · built 1948 |
| Lot Size | 0.737 acres (32,087 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $746 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Oct 2017 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 193.006.03019007 |
| Primary APN | 193.006.03019007 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 943 sqft Living Area |
| Gross Area | 1,343 sqft |
| 1st Floor Area | 775 sqft |
| Basement Area | 168 sqft |
| Finished Basement | 168 sqft |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Construction Type | Frame |
| Lot Area | 32,087 sqft (0.737 acres) |
| Lot Dimensions | 300 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Porch | Enclosed Frame Porch |
| Porch Area | 196 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 401 CROMWELL RD |
|---|---|
| City | FESTUS |
| State | MO |
| Zip | 63028-1619 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CT1 |
| Legal Description | HARTSHORN ACRES PT LOT 3 BLOCK 2 |
| Legal Range | 6E |
| Legal Township | 40N |
| Legal Section | 06 |
| Legal Subdivision | HARTSHORN |
| Legal Block | 2 |
| Legal Lot Number | 3 |
| Jurisdiction | JEFFERSON MO |
| Township / Civil Division | RIVER VIEW |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 700801 |
Source: Jefferson County records, as of August 25, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 401 CROMWELL RD, FESTUS, MO 63028-1619 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 12, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Oct 23, 2017 | Quit Claim Deed, Transfer CHICAGO TITLE COMPANY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 6, 2016 |
| Deed Sale | Jul 6, 2016 |
| Prior Sale | Jan 16, 2014 · Amount on File |
| Deed Document Number | 201620117 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Property Address | 401 CROMWELL RD, FESTUS, MO 63028-1619 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 401 CROMWELL RD, FESTUS, MO 63028-1619 |
| Document Number | 2021R044807 |
|---|---|
| Date | Oct 12, 2021 |
| Instrument | 2021R-044807 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 297 Months |
| Due | Jul 1, 2046 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Recording Date | Oct 23, 2017 |
| Property Address | 401 CROMWELL RD, FESTUS, MO 63028-1619 |
| Document Number | 0000033488 |
| Instrument Date | Oct 20, 2017 |
| Instrument | 33488 |
| Transaction Type | Transfer |
| Record Updated | Nov 14, 2017 |
| Title Company | CHICAGO TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 401 CROMWELL RD FESTUS MO 630281619, FESTUS, MO 63028-1619 |
Source: Jefferson County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Jefferson County |
| Municipality | Festus City |
| Unified School District | Festus R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $13,600 (-) Land $1,800 Building $11,800 | $71,700 (-) Land $9,400 Building $62,300 | |
| 2025 | $746.00 (+3.76%) | $13,600 (+7.09%) Land $1,800 Building $11,800 | $71,700 (-) Land $9,400 Building $62,300 |
| 2024 | $719.00 (+0.56%) | $71,700 (+7.66%) Land $9,400 Building $62,300 | |
| 2023 | $715.00 | $12,700 Land $1,800 Building $10,900 | $66,600 Land $9,400 Building $57,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1993) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 1993 · Severe Storms & Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FESTUS PWS serves 13,000 people · EPA ID MO6010276 |
|---|---|
| Water Source | Purchased groundwater influenced by surface water from JEFFERSON COUNTY WATER AUTHORITY |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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