309 Cromwell Rd, Festus, MO 63028 Property Records

Jefferson County property record for 309 Cromwell Rd, Festus, MO 63028

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,092 sqft · built 1990
Lot Size0.31 acres (13,504 sqft)
OwnerIndividual Name on Record
Last Sale$103,100 (Jan 2016)
Tax Bill$1,086 (2025)
Deeds & MortgagesJan 2018 Mortgage
Dec 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN19-3.0-06.0-3-019-009.01

Property Details

APN / Parcel Number

Primary APN19-3.0-06.0-3-019-009.01

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,092 sqft Living Area
1st Floor Area1,092 sqft
Basement Area1,092 sqft

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Construction TypeFrame
Foundation TypeNo Foundation
Lot Area13,504 sqft (0.31 acres)
Garage TypeAttached
Garage Area240 sqft

Exterior Amenities

PorchOpen Frame Porch
Porch Area106 sqft
Deck AreaDeck Area
Patio Area80 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address309 CROMWELL RD
CityFESTUS
StateMO
Zip63028-1618
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCT1
Legal DescriptionHARTSHORN ACRES RESUB LOT 4B
Legal Range6E
Legal Township40N
Legal Section06
Legal SubdivisionHARTSHORN
Legal Block1
Legal Lot Number4B
JurisdictionJEFFERSON MO
Township / Civil DivisionRIVER VIEW
Census Block Group1
Census Block1013
Census Tract700801

Owner

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address309 CROMWELL RD, FESTUS, MO 63028-1618
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 30, 2018Affidavit of Death, Mortgage
FIRST ST CMNTY BK
Dec 20, 2017Deed of Trust, Mortgage · Line of Credit
FIRST ST CMNTY BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 6, 2016 · Amount on Record
Deed SaleJan 6, 2016 · Amount on Record
Prior SaleMar 27, 2012 · Amount on Record
Deed Document Number2016349
Record UpdatedOct 29, 2026

January 2018: Affidavit of Death, Mortgage

Document TypeAffidavit of Death
JurisdictionJEFFERSON MO
Recording DateJan 30, 2018
Property Address309 CROMWELL RD, FESTUS, MO 63028-1618
Document Number0000002968
Instrument DateJan 23, 2018
Instrument2968
Transaction TypeMortgage
Record UpdatedFeb 8, 2018
Title CompanyTRUE TITLE

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address307 CROMWELL RD FESTUS MO 630281618, FESTUS, MO 63028-1618

Mortgage

Document Number2969
DateJan 30, 2018
Instrument2969
Lender
NameFIRST ST CMNTY BK
TypeBank
AddressFARMINGTON, MO 63640
Agreement
AmountAmount Recorded
Term180 Months
DueJan 29, 2033

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON MO
Property Address309 CROMWELL RD, FESTUS, MO 63028-1618
Document Number0000041012
Instrument DateDec 20, 2017
Transaction TypeMortgage
Record UpdatedJan 5, 2018

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address307 CROMWELL RD FESTUS MO 630281618, FESTUS, MO 63028-1618

Mortgage

Document Number0000041012
DateDec 29, 2017
Instrument41012
Lender
NameFIRST ST CMNTY BK
TypeBank
AddressFESTUS, MO 63028
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateMissouri
CountyJefferson County
MunicipalityFestus City
Unified School DistrictFestus R-VI School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$19,800 (-) Land $1,800 Building $18,000$103,900 (-) Land $9,400 Building $94,500
2025$1,086.00 (+6.58%)$19,800 (+1%) Land $1,800 Building $18,000$103,900 (-) Land $9,400 Building $94,500
2024$1,019.00 (+0.49%)$103,900 (+9.71%) Land $9,400 Building $94,500
2023$1,014.00$18,000 Land $1,800 Building $16,200$94,700 Land $9,400 Building $85,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1993)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 1993 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFESTUS PWS
serves 13,000 people · EPA ID MO6010276
Water SourcePurchased groundwater influenced by surface water from JEFFERSON COUNTY WATER AUTHORITY
Last State InspectionFeb 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Wisper ISP
Fixed Wireless
400 / 30
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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