Pinellas County property record for 503 Cedar Woods Dr, Oldsmar, FL 34677
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,664 sqft · built 1999 |
| Lot Size | 0.208 acres (9,043 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $580,000 (Feb 2022) |
| Tax Bill | $7,030 (2025) |
| Deeds & Mortgages | Sep 2020 Line of Credit May 2020 Mortgage + 3 more |
| Flood Zone | Zone X (moderate risk) |
| APN | C62-000-759-4498-3 |
| Primary APN | C62-000-759-4498-3 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,664 sqft Living Area |
| Gross Area | 3,489 sqft |
| 1st Floor Area | 1,168 sqft |
| Upper Floors Area | 1,496 sqft |
| Flooring | Carpet |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 9,043 sqft (0.208 acres) |
| Lot Dimensions | 112 ft deep x 83 ft wide |
| Garage Type | Attached |
| Garage Area | 628 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 197 sqft |
| Deck Area | Deck Area |
| Patio Area | 210 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R149919 |
|---|---|
| Street Address | 503 CEDAR WOODS DR |
| City | OLDSMAR |
| State | FL |
| Zip | 34677-5505 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WOODS OF FOREST LAKES, THE PHASE ONE LOT 46 |
| Legal Range | 16E |
| Legal Township | 28S |
| Legal Section | 14 |
| Legal Subdivision | WOODS OF FOREST LAKES, THE |
| Legal Phase | 1 |
| Legal Tract | 98566 |
| Legal Lot Number | 46 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | TARPON SPRINGS |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 27327 |
Source: Pinellas County records, as of September 10, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 503 CEDAR WOODS DR, OLDSMAR, FL 34677-5505 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 14, 2020 | Deed of Trust, Mortgage · Line of Credit FLORIDA CENTRAL CU |
| May 26, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FBC MORTGAGE LLC |
| Feb 25, 2022 | Special Warranty Deed, Transfer · VA Mortgage AMERIFIRST FINANCIAL CORP |
| Dec 10, 2021 | Warranty Deed, Transfer GREENLEAF TITLE, GREENLEAF TITLE LLC |
| Oct 9, 2017 | Warranty Deed, Transfer · Conventional Mortgage FBC MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 25, 2022 · Amount on Record |
| Deed Sale | Feb 25, 2022 · Amount on Record |
| Prior Sale | Dec 10, 2021 · Amount on Record |
| Deed Document Number | 202260125 |
| Deed Book / Page | 21948 / 860 |
| Transfer Doc | 1143000778 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 503 CEDAR WOODS DR, OLDSMAR, FL 34677-5505 |
| Transaction Type | Mortgage |
| Record Updated | Aug 1, 2022 |
| Name | Verified Name |
|---|---|
| Address | 503 CEDAR WOODS DR, OLDSMAR, FL 34677-5505 |
| Document Number | 0211620973 |
|---|---|
| Date | Sep 14, 2020 |
| Book Page | 21162/973 |
| Instrument | 2020272614 |
| Name | FLORIDA CENTRAL CU |
|---|---|
| Type | Credit Union |
| Address | TAMPA, FL 33609 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Oct 27, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 503 CEDAR WOODS DR, OLDSMAR, FL 34677-5505 |
| Transaction Type | Mortgage |
| Record Updated | Aug 1, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0210131499 |
|---|---|
| Date | May 26, 2020 |
| Book Page | 21013/1499 |
| Instrument | 2020160571 |
| Name | FBC MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | ORLANDO, FL 32801 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jun 1, 2040 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Feb 25, 2022 |
| Property Address | 503 CEDAR WOODS DR, OLDSMAR, FL 34677-5505 |
| Document Number | 0219480860 |
| Book / Page | 21948 / 860 |
| Map Reference | MB 111 PG 90-92 |
| Instrument Date | Feb 17, 2022 |
| Instrument | 2022060125 |
| Transaction Type | Transfer |
| Record Updated | Aug 3, 2023 |
| Title Company | TITLE TOWN PARTNERS LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,060.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4343 N SCOTTSDALE RD STE 390, 390, SCOTTSDALE, AZ 85251-3347 |
| Name | Verified Name |
|---|---|
| Address | 503 CEDAR WOODS DR, OLDSMAR, FL 34677-5505 |
| Investor | Possibly a Property Investor |
| Document Number | 0021948861 |
|---|---|
| Date | Feb 25, 2022 |
| Instrument | 21948/861 |
| Name | AMERIFIRST FINANCIAL CORP |
|---|---|
| Type | Funding / Finance Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Dec 10, 2021 |
| Property Address | 503 CEDAR WOODS DR, OLDSMAR, FL 34677-5505 |
| Document Number | 0218431266 |
| Book / Page | 21843 / 1266 |
| Map Reference | MB 111 PG 90-92 |
| Instrument Date | Dec 8, 2021 |
| Instrument | 2021400222 |
| Transaction Type | Transfer |
| Record Updated | Aug 1, 2022 |
| Title Company | GREENLEAF TITLE, GREENLEAF TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $3,681.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 13361 ORCA SOUND DR, 13361, RIVERVIEW, FL 33579-9359 |
| Name | Verified Name |
|---|---|
| Address | 4343 N SCOLTSDALE ROAD #390 # 390, 390, SCOTTSDALE, AZ 85251 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Oct 9, 2017 |
| Property Address | 503 CEDAR WOODS DR, OLDSMAR, FL 34677-5505 |
| Document Number | 0197982644 |
| Book / Page | 19798 / 2644 |
| Map Reference | MB111 PG90-92 |
| Instrument Date | Sep 29, 2017 |
| Instrument | 2017307019 |
| Transaction Type | Transfer |
| Record Updated | Aug 1, 2022 |
| Title Company | TOTAL TITLE SOLUTIONS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,481.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 503 CEDAR WOODS DR, 503, OLDSMAR, FL 34677-5505 |
| Name | Verified Name |
|---|---|
| Address | 503 CEDAR WOODS DR, OLDSMAR, FL 34677-5505 |
| Document Number | 2017307020 |
|---|---|
| Date | Oct 9, 2017 |
| Instrument | 2017307020 |
| Name | FBC MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Nov 1, 2037 |
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Municipality | Oldsmar City |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,030.00 (+18.99%) Homeowner's exemption | $442,841 (+16.45%) | $595,460 (+16.44%) Land $138,390 Building $457,070 |
| 2023 | $5,908.00 (-29.67%) Homeowner's exemption | $380,276 (-20.52%) | $511,379 (+6.88%) Land $201,221 Building $310,158 |
| 2022 | $8,400.00 | $478,474 | $478,474 Land $243,503 Building $234,971 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Coastal | Yes |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 230 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 230 in force |
| Nearby Flood Claims | 51 (1988–2024) |
| Claims Outside the SFHA | 17 of 51 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · lower than 79% of Florida |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OLDSMAR WATER SYSTEM serves 14,898 people · EPA ID FL6521417 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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