Pinellas County property record for 509 Cedar Woods Dr, Oldsmar, FL 34677
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,378 sqft · built 1999 |
| Lot Size | 0.215 acres (9,396 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $342,000 (Jan 2007) |
| Tax Bill | $4,169 (2025) |
| Deeds & Mortgages | Oct 2017 Mortgage Apr 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C62-000-759-4501-4 |
| Primary APN | C62-000-759-4501-4 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,378 sqft Heated Area |
| 1st Floor Area | 2,378 sqft |
| Flooring | Carpet |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Dome |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 9,396 sqft (0.215 acres) |
| Lot Dimensions | 112 ft deep x 88 ft wide |
| Garage Area | 591 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
|---|---|
| Porch | Open Porch |
| Porch Area | 301 sqft |
| Deck Area | 225 sqft |
| Patio Area | 225 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R149922 |
|---|---|
| Old Parcel Number | 162814985660000490 |
| Street Address | 509 CEDAR WOODS DR |
| City | OLDSMAR |
| State | FL |
| Zip | 34677-5505 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WOODS OF FOREST LAKES, THE PHASE ONE LOT 49 |
| Legal Range | 16 |
| Legal Township | 28 |
| Legal Section | 14 |
| Legal Subdivision | WOODS OF FOREST LAKES, THE PHASE ONE |
| Legal Phase | 1 |
| Legal Lot Number | 49 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | TARPON SPRINGS |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 27327 |
Source: Pinellas County records, as of December 26, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 509 CEDAR WOODS DR, OLDSMAR, FL 34677-5505 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 12, 2017 | Deed of Trust, Mortgage · Commercial Mortgage SUNTRUST BANK |
| Apr 6, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HOMESPIRE MORTGAGE CORP |
| Dec 7, 2018 | Loan Modification, Mortgage · Conventional Mortgage SUNTRUST BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 17, 2007 · Amount on Record |
| Deed Sale | Jan 17, 2007 · Amount on Record |
| Prior Sale | Jul 27, 1999 · Amount on Record |
| Deed Document Number | 2007017762 |
| Deed Book / Page | 15587 / 983 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 509 CEDAR WOODS DR, OLDSMAR, FL 34677-5505 |
| Transaction Type | Mortgage |
| Record Updated | Aug 1, 2022 |
| Title Company | AMERICAN TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 0198030950 |
|---|---|
| Date | Oct 12, 2017 |
| Book Page | 19803/0950 |
| Instrument | 2017311128 |
| Name | SUNTRUST BANK |
|---|---|
| Type | Bank |
| Address | ORLANDO, FL 32809 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 509 CEDAR WOODS DR, OLDSMAR, FL 34677-5505 |
| Transaction Type | Mortgage |
| Record Updated | Aug 1, 2022 |
| Name | Verified Name |
|---|---|
| Address | 509 CEDAR WOODS DR, OLDSMAR, FL 34677-5505 |
| Document Number | 0214710125 |
|---|---|
| Date | Apr 6, 2021 |
| Book Page | 21471/125 |
| Instrument | 2021110708 |
| Name | HOMESPIRE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | GAITHERSBURG, MD 20878 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | May 1, 2031 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 509 CEDAR WOODS DR, OLDSMAR, FL 34677-5505 |
| Document Number | 0203692352 |
| Instrument Date | Dec 7, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 2, 2019 |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 509 CEDAR WOODS DR OLDSMAR FL 346775505, OLDSMAR, FL 34677-5505 |
| Document Number | 0203692352 |
|---|---|
| Date | Dec 17, 2018 |
| Book Page | 020369/002352 |
| Instrument | 400085 |
| Name | SUNTRUST BK |
|---|---|
| Type | Bank |
| Address | ORLANDO, FL 32809 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 16, 2048 |
Source: Pinellas County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Municipality | Oldsmar City |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,169.00 (+7.59%) Homeowner's exemption | $279,497 (+5.99%) | $606,080 (+7.39%) Land $141,126 Building $464,954 |
| 2023 | $3,875.00 (+2.89%) Homeowner's exemption | $263,709 (+3%) | $564,366 (+7.96%) Land $204,139 Building $360,227 |
| 2022 | $3,766.00 Homeowner's exemption | $256,028 | $522,763 Land $247,417 Building $275,346 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 230 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 230 in force |
| Nearby Flood Claims | 51 (1988–2024) |
| Claims Outside the SFHA | 17 of 51 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · lower than 79% of Florida |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OLDSMAR WATER SYSTEM serves 14,898 people · EPA ID FL6521417 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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