500 Cedar Woods Dr, Oldsmar, FL 34677 Property Records

Pinellas County property record for 500 Cedar Woods Dr, Oldsmar, FL 34677

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,400 sqft · built 1999
Lot Size	0.24 acres (10,446 sqft)
Owner	2 Individual Names on Record
Last Sale	$330,000 (Apr 2015)
Tax Bill	$4,944 (2025)
Deeds & Mortgages	Sep 2019 Line of Credit
Flood Zone	Zone X (moderate risk)
APN	`C62-000-759-4496-7`

Property Details

APN / Parcel Number

Primary APN	`C62-000-759-4496-7`
Alternative APNs	`14-28-16-98566-000-0440` `281614985660000440` `162814985660000440` `R149917`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,400 sqft Living Area
Gross Area	3,152 sqft
1st Floor Area	2,400 sqft
Flooring	Carpet

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2005
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	10,446 sqft (0.24 acres)
Lot Dimensions	122 ft deep x 92 ft wide
Garage Type	Attached
Garage Area	472 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	280 sqft
Deck Area	100 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R149917
Street Address	500 CEDAR WOODS DR
City	OLDSMAR
State	FL
Zip	34677-5506
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WOODS OF FOREST LAKES, THE PHASE ONE LOT 44
Legal Range	16E
Legal Township	28S
Legal Section	14
Legal Subdivision	WOODS OF FOREST LAKES, THE
Legal Phase	1
Legal Tract	98566
Legal Lot Number	44
Jurisdiction	PINELLAS FL
Township / Civil Division	TARPON SPRINGS
Census Block Group	2
Census Block	2019
Census Tract	27327

Owner

Source: Pinellas County records, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	500 CEDAR WOODS DR, OLDSMAR, FL 34677-5506
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 21, 2015 · Amount on Record
Deed Sale	Apr 21, 2015 · Amount on Record
Prior Sale	Jul 25, 2013 · Amount on Record
Deed Document Number	2015109829
Deed Book / Page	18752 / 982
Record Updated	Jun 8, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	500 CEDAR WOODS DR, OLDSMAR, FL 34677-5506
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0207071161
Date	Sep 25, 2019
Book Page	20707/1161
Instrument	2019309754

Lender

Name	CHARTWAY FCU
Type	Credit Union
Address	VIRGINIA BEACH, VA 23462

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Sep 24, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Oldsmar City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,944.00 (+5.8%) Homeowner's exemption	$323,738 (+5.99%)	$591,787 (+7.97%) Land $147,975 Building $443,812
2024	$4,673.00 (+1.52%)
2023	$4,603.00 (+2.81%) Homeowner's exemption	$305,450 (+3%)	$548,095 (+6.32%) Land $213,445 Building $334,650
2022	$4,477.00 Homeowner's exemption	$296,553	$515,507 Land $259,040 Building $256,467

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 230 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	230 in force
Nearby Flood Claims	51 (1988–2024)
Claims Outside the SFHA	17 of 51
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 29 claims Hurricane Helene, Oct 2024 · 3 claims Hurricane Debby, Aug 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 79% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLDSMAR WATER SYSTEM serves 14,898 people · EPA ID FL6521417
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20