Northampton County property record for 503 Arnies Loop, Cape Charles, VA 23310
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,768 sqft · built 2004 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on File |
| Last Sale | $451,564 (Dec 2004) |
| Tax Bill | $4,366 (2025) |
| Deeds & Mortgages | Mar 2021 Refinance Aug 2006 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 90-4-62 |
| Primary APN | 90-4-62 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,768 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Area | 530 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 271 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 370540 |
|---|---|
| Street Address | 503 ARNIES LOOP |
| City | CAPE CHARLES |
| State | VA |
| Zip | 23310-2353 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 62 15,462 SQ FT BAY CREE URE LOT 62 15,462 SQ FT BAY CREE URE |
| Legal Subdivision | BAY CREEK |
| Legal Lot Number | 62 |
| Jurisdiction | NORTHAMPTON VA |
| Township / Civil Division | 2 |
| Census Block Group | 3 |
| Census Block | 3034 |
| Census Tract | 930301 |
Source: Northampton County records · APN 90-4-62
Assessment roll updated August 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1722 SHEWALT DR, HENRICO, VA 23228-2346 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 25, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS LLC |
| Aug 07, 2006 | Deed of Trust, Mortgage · Conventional Mortgage VIRGINIA CU INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 29, 2004 · Amount on Record |
| Deed Sale | Dec 29, 2004 · Amount on Record |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTHAMPTON VA |
| Property Address | 503 ARNIES LOOP, CAPE CHARLES, VA 23310-2353 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0210000804 |
|---|---|
| Date | Mar 25, 2021 |
| Instrument | 210000804 |
| Name | QUICKEN LOANS LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 01, 2036 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.63% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTHAMPTON VA |
| Property Address | 503 ARNIES LOOP, CAPE CHARLES, VA 23310-2353 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0060001019 |
|---|---|
| Date | Aug 07, 2006 |
| Instrument | 060001019 |
| Name | VIRGINIA CU INC |
|---|---|
| Type | Credit Union |
| Address | RICHMOND, VA 23225 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | May 01, 2036 |
Source: Northampton County records · Assessment roll updated August 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Cape Charles Town |
| County | Northampton County |
| Unified School District | Northampton County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,366.00 (+31.39%) | $619,300 (+41.62%) Land $91,400 Building $527,900 | |
| 2024 | $619,300 (+41.62%) Land $91,400 Building $527,900 | ||
| 2023 | $3,323.00 | $437,300 Land $65,400 Building $371,900 | $437,300 Land $65,400 Building $371,900 |
Source: FEMA National Flood Hazard Layer as of October 26, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 47 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 47 in force |
| Wildfire Risk | Low lower than 98% of the US · lower than 99% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Based on FCC filings for 64 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TOWN OF CAPE CHARLES serves 1,342 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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