Northampton County property record for 404 Arnies Loop, Cape Charles, VA 23310 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 4 Baths |
| Year Built | Built 2007 |
| Square Footage | 5,237 sqft Living Area |
| Lot Size | 43,560 sqft (1 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $905,000 (2021) |
| Tax Bill | $6,758.00 (2025) |
| Primary APN | 90-4-14 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Partial Baths | 2 Partial Baths |
| Total Rooms | 6 Rooms |
| Building Area | 5,237 sqft Living Area |
| Stories | 1 Stories |
| Primary Flooring | Wood Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 43,560 sqft (1 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 692 sqft Garage |
| Deck Area | 763 sqft Deck |
| Porch Area | 575 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Heating Fuel | Electric Heating Fuel |
| Account Number | 10003680 |
|---|---|
| Street Address | 404 ARNIES LOOP |
| City | CAPE CHARLES |
| State | VA |
| Zip | 23310-2391 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 14 17,916 SQ FT BAY CREE URE LOT 14 17,916 SQ FT BAY CREE URE |
| Legal Subdivision | BAY CREEK |
| Legal Lot Number | 14 |
| Jurisdiction | NORTHAMPTON VA |
| Minor Civil Division | 2 |
| Census Blockgroup | 3 |
| Census Block | 3024 |
| Census Tract | 930301 |
Source: Northampton County records · APN 90-4-14
Assessment roll updated March 12, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 404 ARNIES LOOP, CAPE CHARLES, VA 23310-2391 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is a Company |
| Vesting | Owner is a Trust, Revocable Trust |
| Date | Document |
|---|---|
| Mar 22, 2013 | Deed of Trust, Mortgage · Stand Alone Refinance SOUTHERN BANK AND TRUST |
| Dec 27, 2021 | Intrafamily Transfer, Transfer |
| Dec 27, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Nov 15, 2021 | Warranty Deed, Transfer ANCHOR TITLE COMPANY, A&N TITLE & SETTLEMENT |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 15, 2021 · Amount on Record |
| Deed Sale | Nov 15, 2021 · Amount on Record |
| Deed Doc Number | 20212920 |
| Last Transfer Date | Dec 18, 2021 |
| Transfer Doc | 0000003250 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTHAMPTON VA |
| Property Address | 404 ARNIES LOOP, CAPE CHARLES, VA 23310-2391 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2026 |
| Name | Verified Name |
|---|
| Document Number | 001300/502 |
|---|---|
| Date | Mar 22, 2013 |
| Book Page | 1300/502 |
| Name | SOUTHERN BANK AND TRUST |
|---|
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | NORTHAMPTON VA |
| Recording Date | Dec 27, 2021 |
| Property Address | 404 ARNIES LOOP, CAPE CHARLES, VA 23310-2391 |
| Document Number | 0210003250 |
| Instrument Date | Dec 18, 2021 |
| Instrument | 210003250 |
| Transaction Type | Transfer |
| Record Updated | Mar 12, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 404 ARNIES LOOP, CAPE CHARLES, VA 23310-2391 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | NORTHAMPTON VA |
| Recording Date | Dec 27, 2021 |
| Property Address | 404 ARNIES LOOP, CAPE CHARLES, VA 23310-2391 |
| Document Number | 0210003248 |
| Instrument Date | Dec 18, 2021 |
| Instrument | 210003248 |
| Transaction Type | Transfer |
| Record Updated | Mar 12, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 404 ARNIES LOOP, CAPE CHARLES, VA 23310-2391 |
| Document Number | 0210003249 |
|---|---|
| Date | Dec 27, 2021 |
| Instrument | 210003249 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.5% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NORTHAMPTON VA |
| Recording Date | Nov 15, 2021 |
| Property Address | 404 ARNIES LOOP, CAPE CHARLES, VA 23310-2391 |
| Document Number | 0210002920 |
| Instrument Date | Nov 09, 2021 |
| Instrument | 210002920 |
| Transaction Type | Transfer |
| Record Updated | Mar 12, 2026 |
| Title Company | ANCHOR TITLE COMPANY, A&N TITLE & SETTLEMENT |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 48 SALTAIRE DR, OLD LYME, CT 06371-2535 |
Source: Northampton County records · Assessment roll updated March 12, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Cape Charles Town |
| County | Northampton County |
| Unified School District | Northampton County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,758.00 (+4.78%) | $958,600 (+12.94%) Land $116,900 Building $841,700 | |
| 2024 | $958,600 (+12.94%) Land $116,900 Building $841,700 | ||
| 2023 | $6,450.00 | $848,800 Land $59,200 Building $789,600 | $848,800 Land $59,200 Building $789,600 |
Source: FEMA National Flood Hazard Layer, Northampton County (51131C), updated October 26, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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