Northampton County property record for 408 Arnies Loop, Cape Charles, VA 23310 · Last verified March 2026
| Property Type | Vacant Land |
|---|---|
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on File |
| Last Sale | $125,000 (Dec 2023) |
| Tax Bill | $860 (2025) |
| Deeds & Mortgages | Jan 2025 Mortgage Dec 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 90-4-12 |
| Primary APN | 90-4-12 |
|---|---|
| Alternative APNs |
|
| Lot Area | 43,560 sqft (1 acres) |
|---|
| Account Number | 10008088 |
|---|---|
| Street Address | 408 ARNIES LOOP |
| City | CAPE CHARLES |
| State | VA |
| Zip | 23310-2391 |
| Property Category | Vacant Land |
| Property Type | Vacant Land > Uncategorized |
| Legal Description | LOT 12 15,361 SQ FT BAY CREE URE LOT 12 15,361 SQ FT BAY CREE URE |
| Legal Subdivision | BAY CREEK |
| Legal Lot Number | 12 |
| Jurisdiction | NORTHAMPTON VA |
| Township / Civil Division | 2 |
| Census Block Group | 3 |
| Census Block | 3024 |
| Census Tract | 930301 |
Source: Northampton County records · APN 90-4-12
Assessment roll updated August 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 309 BOARD LANDING CIR, CONWAY, SC 29526-7177 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 31, 2025 | Deed of Trust, Mortgage · ARM ATLANTIC UNION BANK |
| Dec 05, 2023 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 05, 2023 · Amount on Record |
| Deed Sale | Dec 05, 2023 · Amount on Record |
| Deed Document Number | 230002820 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTHAMPTON VA |
| Property Address | 408 ARNIES LOOP, CAPE CHARLES, VA 23310-2391 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0250000172 |
|---|---|
| Date | Jan 31, 2025 |
| Instrument | 250000172 |
| Name | ATLANTIC UNION BANK |
|---|
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Feb 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.88% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Feb 01, 2033 |
| Change Frequency | Annually |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NORTHAMPTON VA |
| Recording Date | Dec 05, 2023 |
| Property Address | 408 ARNIES LOOP, CAPE CHARLES, VA 23310-2391 |
| Document Number | 0230002820 |
| Instrument Date | Dec 01, 2023 |
| Instrument | 230002820 |
| Transaction Type | Transfer |
| Record Updated | Mar 12, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 309 BOARD LANDING CIR, CONWAY, SC 29526-7177 |
Source: Northampton County records · Assessment roll updated August 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Cape Charles Town |
| County | Northampton County |
| Unified School District | Northampton County Public Schools (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $860.00 (+174.76%) | $122,100 (+195.64%) Land $122,100 | |
| 2024 | $122,100 (+195.64%) Land $122,100 | ||
| 2023 | $313.00 | $41,300 Land $41,300 | $41,300 Land $41,300 |
Source: FEMA National Flood Hazard Layer, Northampton County (51131C), updated October 26, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 511319303013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 47 individual NFIP policies nearby |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 47 in force |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 16 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 35 |
| Verizon | Fixed Wireless | 300 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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