503 Apache Tears, Horseshoe Bay, TX 78657 Property Records

Llano County property record for 503 Apache Tears, Horseshoe Bay, TX 78657

Property Summary

Property Type	Single Family Home
Details	3,317 sqft · built 2019
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Company Names on Record
Last Sale	$781,300 (Nov 2017)
Tax Bill	$15,887 (2026)
Deeds & Mortgages	May 2017 Mortgage Oct 2021 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`10725-0W2-3069-0`

Property Details

APN / Parcel Number

Primary APN	`10725-0W2-3069-0`
Alternative APN	`24485`

Interior

Stories	1 Story
Building Area	3,317 sqft Living Area
1st Floor Area	3,317 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Roof Type	Hip
Roof Material	Metal
Lot Area	20,038 sqft (0.46 acres)
Garage Type	Attached
Garage Area	1,106 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	881 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	10725-0W2-3069-0
Street Address	503 APACHE TEARS
City	HORSESHOE BAY
State	TX
Zip	78657-6464
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HORSESHOE BAY WEST LT W23070A 0.460 AC
Legal Subdivision	HORSESHOE BAY WEST
Legal Lot Number	W23070A
Jurisdiction	LLANO TX
Township / Civil Division	LLANO SOUTH
Census Block Group	1
Census Block	1059
Census Tract	970401

Owner

Source: Llano County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	503 APACHE TEARS, HORSESHOE BAY, TX 78657-6464
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
May 1, 2017	Deed of Trust, Mortgage · Commercial Mortgage FIRSTCAPITAL BANK OF TEXAS NA
Oct 12, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage AMPLIFY CU
Oct 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage EVERETT FINANCIAL INC
Nov 13, 2017	Vendor's Lien, Transfer · ARM WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 13, 2017 · Amount on Record
Deed Sale	Nov 13, 2017 · Amount on Record
Prior Sale	Mar 3, 2017
Deed Document Number	20177025
Deed Book / Page	1577 / 863
Prior Transfer Date	Nov 9, 2017
Prior Transfer Doc	01577/0863
Record Updated	Oct 29, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LLANO TX
Property Address	503 APACHE TEARS, HORSESHOE BAY, TX 78657-6464
Transaction Type	Mortgage
Record Updated	Nov 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01572/4154
Date	May 1, 2017
Book Page	1572/4154
Instrument	17-02614

Lender

Name	FIRSTCAPITAL BANK OF TEXAS NA
Type	Bank
Address	HORSESHOE BAY, TX 78657

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LLANO TX
Property Address	503 APACHE TEARS, HORSESHOE BAY, TX 78657-6464
Transaction Type	Mortgage
Record Updated	Nov 3, 2023
Title Company	CAPITAL TITLE TEXAS LLC, CAPITAL TITLE OF TEXAS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002109683
Date	Oct 12, 2021
Instrument	21-09683

Lender

Name	AMPLIFY CU
Type	Credit Union
Address	AUSTIN, TX 78727

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	167 Months
Due	Sep 1, 2035

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LLANO TX
Property Address	503 APACHE TEARS, HORSESHOE BAY, TX 78657-6464
Transaction Type	Mortgage
Record Updated	Nov 3, 2023
Title Company	CAPITAL TITLE/TX LLC, CAPITAL TITLE OF TX

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002109682
Date	Oct 12, 2021
Instrument	21-09682

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company
Address	DALLAS, TX 75254

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	347 Months
Due	Sep 1, 2050

November 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	LLANO TX
Recording Date	Nov 13, 2017
Property Address	503 APACHE TEARS, HORSESHOE BAY, TX 78657-6464
Document Number	01577/0863
Book / Page	1577 / 0863
Map Reference	VOL 24 PG 67
Instrument Date	Nov 9, 2017
Instrument	17-07025
Transaction Type	Transfer
Record Updated	Nov 3, 2023
Title Company	HIGHLAND LAKES TITLE-BURNET, HIGHLAND LAKES TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 7944, MARBLE FALLS, TX 78657-7944

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6810 ANTIQUE CEDAR LN, SPRING, TX 77389-1406

Mortgage

Document Number	0001707026
Date	Nov 13, 2017
Instrument	17-07026

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Dec 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5%
Index	1-Year LIBOR
Max Rate	8%

Tax Assessment & Valuation

Source: Llano County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Llano County
Municipality	Horseshoe Bay City
Unified School District	Llano Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$15,887.00 (+211.39%)	$1,187,090 (-0.67%) Land $260,930 Building $926,160	$1,187,090 (-0.67%) Land $260,930 Building $926,160
2025	$5,102.00 (-63.15%) Homeowner's exemption Senior Citizen's exemption	$1,195,070 (+10.56%) Land $268,600 Building $926,470	$1,195,070 (+10.56%) Land $268,600 Building $926,470
2023	$13,844.00 Homeowner's exemption Senior Citizen's exemption	$1,080,960 Land $198,510 Building $882,450	$1,080,960 Land $198,510 Building $882,450

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 138 policies
Nearby Flood Policies	138 in force
Nearby Flood Claims	18 (2018–2021)
Claims Outside the SFHA	3 of 18
Most Recent Claim	Jul 2021 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Oct 2018 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 72% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HORSESHOE BAY serves 12,729 people · EPA ID TX1500015
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2024 Total trihalomethanes resolved · Jul 2021 Haloacetic acids resolved · Jan 2019
Treatment and Procedure	Coliform assessment Dec 2016
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	1,000 / 1,000
VGI Technology Fixed Wireless	1,000 / 200
AT&T Fixed Wireless	100 / 20
Rise Broadband Fixed Wireless	50 / 10

May also be available: Verizon, Vyve Broadband, Zero2 Wireless.

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