405 Apache Tears, Horseshoe Bay, TX 78657 Property Records

Llano County property record for 405 Apache Tears, Horseshoe Bay, TX 78657

Property Summary

Property Type	Single Family Home
Details	2,539 sqft · built 2019
Lot Size	0.225 acres (9,814 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,276,800 (Jul 2024)
Tax Bill	$13,402 (2026)
Deeds & Mortgages	Mar 2018 Second Mortgage Jan 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`10725-0W2-3073-0`

Property Details

APN / Parcel Number

Primary APN	`10725-0W2-3073-0`
Alternative APN	`24510`

Interior

Stories	1 Story
Building Area	2,539 sqft Living Area
1st Floor Area	2,539 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Roof Type	Gable
Roof Material	Metal
Lot Area	9,814 sqft (0.225 acres)
Garage Type	Attached
Garage Area	574 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	314 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	10725-0W2-3073-0
Street Address	405 APACHE TEARS
City	HORSESHOE BAY
State	TX
Zip	78657-6350
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HORSESHOE BAY WEST LT W23073
Legal Subdivision	HORSESHOE BAY WEST
Legal Lot Number	W23073
Jurisdiction	LLANO TX
Township / Civil Division	LLANO SOUTH
Census Block Group	1
Census Block	1059
Census Tract	970401

Owner

Source: Llano County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6609 SHOAL FOREST CT, PLANO, TX 75024-7438
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 14, 2018	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DENNIS MAYFIELD
Jan 13, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 30, 2020	Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage GATEWAY FIRST BANK
Mar 14, 2018	Warranty Deed, Transfer · Line of Credit FIRSTCAPITAL BANK OF TEXAS NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 3, 2024 · Amount on Record
Deed Sale	Jul 3, 2024 · Amount on Record
Prior Sale	May 9, 2024 · Amount on Record
Deed Document Number	20243690
Prior Transfer Date	Jul 23, 2020
Prior Transfer Doc	0000004906
Record Updated	Sep 20, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LLANO TX
Property Address	405 APACHE TEARS, HORSESHOE BAY, TX 78657-6350
Transaction Type	Mortgage
Record Updated	Nov 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01579/2308
Date	Mar 14, 2018
Book Page	1579/2308
Instrument	18-01534

Lender

Name	DENNIS MAYFIELD
Type	Private Party
Address	5973 COUNTY ROAD 364, FREDONIA, TX 76842

Agreement

Type	Stand-Alone Second Mortgage

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LLANO TX
Property Address	405 APACHE TEARS, HORSESHOE BAY, TX 78657-6350
Transaction Type	Mortgage
Record Updated	Nov 3, 2023
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002200367
Date	Jan 13, 2022
Instrument	22-00367

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

July 2020: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	LLANO TX
Recording Date	Jul 30, 2020
Property Address	405 APACHE TEARS, HORSESHOE BAY, TX 78657-6350
Document Number	0002004906
Map Reference	VOL 8 PG 17&18
Instrument Date	Jul 23, 2020
Instrument	20-04906
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 3, 2023
Title Company	CAPITAL TITLE/TX LLC, CAPITAL TITLE OF TX

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4407 BEE CAVES RD STE 622, 622, WEST LAKE HILLS, TX 78746-5285

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 APACHE TEARS, HORSESHOE BAY, TX 78657-6350
Investor	Possibly a Property Investor

Mortgage

Document Number	0002004907
Date	Jul 30, 2020
Instrument	20-04907

Lender

Name	GATEWAY FIRST BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LLANO TX
Recording Date	Mar 14, 2018
Property Address	405 APACHE TEARS, HORSESHOE BAY, TX 78657-6350
Document Number	01579/2287
Book / Page	1579 / 2287
Map Reference	VOL 8 PG 17&18
Instrument Date	Mar 12, 2018
Instrument	18-01531
Transaction Type	Transfer
Record Updated	Nov 3, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5973 COUNTY ROAD 364, FREDONIA, TX 76842-2004

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4407 BEE CAVES RD STE 622, 622, WEST LAKE HILLS, TX 78746-5285

Mortgage

Document Number	0001801532
Date	Mar 14, 2018
Instrument	18-01532

Lender

Name	FIRSTCAPITAL BANK OF TEXAS NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Mar 11, 2019

Tax Assessment & Valuation

Source: Llano County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Llano County
Municipality	Horseshoe Bay City
Unified School District	Llano Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$13,402.00 (+150.08%)
2025	$5,359.00 (-38.12%)	$1,004,100 (+10.59%) Land $226,380 Building $777,720	$1,004,100 (+10.59%) Land $226,380 Building $777,720
2023	$8,660.00 Homeowner's exemption Senior Citizen's exemption	$907,980 Land $167,310 Building $740,670	$907,980 Land $167,310 Building $740,670

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 138 policies
Nearby Flood Policies	138 in force
Nearby Flood Claims	18 (2018–2021)
Claims Outside the SFHA	3 of 18
Most Recent Claim	Jul 2021 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Oct 2018 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 72% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HORSESHOE BAY serves 12,729 people · EPA ID TX1500015
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2024 Total trihalomethanes resolved · Jul 2021 Haloacetic acids resolved · Jan 2019
Treatment and Procedure	Coliform assessment Dec 2016
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	1,000 / 1,000
VGI Technology Fixed Wireless	1,000 / 200
AT&T Fixed Wireless	100 / 20
Rise Broadband Fixed Wireless	50 / 10

May also be available: Verizon, Vyve Broadband, Zero2 Wireless.

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