315 Apache Tears, Horseshoe Bay, TX 78657 Property Records

Llano County property record for 315 Apache Tears, Horseshoe Bay, TX 78657

Property Summary

Property Type	Single Family Home
Details	2,503 sqft · built 2018
Lot Size	0.224 acres (9,757 sqft)
Owner	2 Individual Names on Record
Last Sale	$535,000 (Nov 2019)
Tax Bill	$10,782 (2026)
Deeds & Mortgages	Jan 2017 Construction Loan Apr 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`10725-0W2-3075-0`

Property Details

APN / Parcel Number

Primary APN	`10725-0W2-3075-0`
Alternative APN	`24523`

Interior

Stories	1 Story
Building Area	2,503 sqft Living Area
1st Floor Area	2,503 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Lot Area	9,757 sqft (0.224 acres)
Garage Type	Attached
Garage Area	780 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	397 sqft

Location & Zoning

Account Number	10725-0W2-3075-0
Street Address	315 APACHE TEARS
City	HORSESHOE BAY
State	TX
Zip	78657-6437
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HORSESHOE BAY WEST LT W23075
Legal Subdivision	HORSESHOE BAY WEST
Legal Lot Number	W23075
Jurisdiction	LLANO TX
Township / Civil Division	LLANO SOUTH
Census Block Group	1
Census Block	1059
Census Tract	970401

Owner

Source: Llano County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	315 APACHE TEARS, HORSESHOE BAY, TX 78657-6437
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2017	Deed of Trust, Mortgage · Construction Mortgage FIRST UNITED BANK & TRUST CO
Apr 28, 2022	Transfer on Death Deed, Transfer
Nov 7, 2019	Vendor's Lien, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Jun 29, 2017	Warranty Deed, Transfer HIGHLAND LAKES TITLE-BURNET, HIGHLAND LAKES TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 7, 2019 · Amount on Record
Deed Sale	Nov 7, 2019 · Amount on Record
Prior Sale	Jun 29, 2017
Deed Document Number	20196949
Last Transfer Date	Apr 25, 2022
Transfer Doc	0000003740
Record Updated	Oct 29, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LLANO TX
Property Address	315 APACHE TEARS, HORSESHOE BAY, TX 78657-6437
Transaction Type	Mortgage
Record Updated	Nov 3, 2023
Title Company	HIGHLAND LAKES TITLE-BURNET, HIGHLAND LAKES TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01570/2164
Date	Jan 4, 2017
Book Page	1570/2164
Instrument	17-00034

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank
Address	SHERMAN, TX 75091

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

April 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	LLANO TX
Recording Date	Apr 28, 2022
Property Address	315 APACHE TEARS, HORSESHOE BAY, TX 78657-6437
Document Number	0002203740
Map Reference	VOL 8 PG 17&18
Instrument Date	Apr 25, 2022
Instrument	22-03740
Transaction Type	Transfer
Record Updated	Nov 3, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	315 APACHE TEARS, HORSESHOE BAY, TX 78657-6437

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	315 APACHE TEARS, HORSESHOE BAY, TX 78657-6437

November 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	LLANO TX
Recording Date	Nov 7, 2019
Property Address	315 APACHE TEARS, HORSESHOE BAY, TX 78657-6437
Document Number	0001906949
Map Reference	VOL 8 PG 17&18 PL W2
Instrument Date	Nov 1, 2019
Instrument	19-06949
Transaction Type	Transfer
Record Updated	Nov 3, 2023
Title Company	HIGHLAND LAKES TITLE-BURNET, HIGHLAND LAKES TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	315 APACHE TEARS, MARBLE FALLS, TX 78657-6437

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	315 APACHE TEARS, MARBLE FALLS, TX 78657-6437

Mortgage

Document Number	0001906950
Date	Nov 7, 2019
Instrument	19-06950

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.12%
Type Change Date	Dec 1, 2026
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.12%
Index	1-Year LIBOR
Max Rate	8.12%

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LLANO TX
Recording Date	Jun 29, 2017
Property Address	315 APACHE TEARS, HORSESHOE BAY, TX 78657-6437
Document Number	01574/0912
Book / Page	1574 / 0912
Map Reference	VOL 8 PG 17&18
Instrument Date	Jun 22, 2017
Instrument	17-03965
Transaction Type	Transfer
Record Updated	Nov 3, 2023
Title Company	HIGHLAND LAKES TITLE-BURNET, HIGHLAND LAKES TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 129, MARBLE FALLS, TX 78654-0129

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	PO BOX 786, LLANO, TX 78643-0786

Tax Assessment & Valuation

Source: Llano County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Llano County
Municipality	Horseshoe Bay City
Unified School District	Llano Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,782.00 (+216.28%)	$805,680 (+0.89%) Land $128,040 Building $677,640	$805,680 (-0.49%) Land $128,040 Building $677,640
2025	$3,409.00 (-58.4%) Homeowner's exemption Senior Citizen's exemption	$798,549 (+7.5%) Land $131,800 Building $677,860	$809,660 (+9%) Land $131,800 Building $677,860
2023	$8,194.00 Homeowner's exemption	$742,810 Land $97,230 Building $645,580	$742,810 Land $97,230 Building $645,580

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 138 policies
Nearby Flood Policies	138 in force
Nearby Flood Claims	18 (2018–2021)
Claims Outside the SFHA	3 of 18
Most Recent Claim	Jul 2021 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Oct 2018 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 72% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HORSESHOE BAY serves 12,729 people · EPA ID TX1500015
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2024 Total trihalomethanes resolved · Jul 2021 Haloacetic acids resolved · Jan 2019
Treatment and Procedure	Coliform assessment Dec 2016
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	1,000 / 1,000
VGI Technology Fixed Wireless	1,000 / 200
AT&T Fixed Wireless	100 / 20
Rise Broadband Fixed Wireless	50 / 10

May also be available: Verizon, Vyve Broadband, Zero2 Wireless.

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