503 4th St, Spencer, NC 28159 Property Records

Rowan County property record for 503 4th St, Spencer, NC 28159 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms2 Baths
Year BuiltBuilt 2002
Square Footage2,758 sqft Living Area
Lot Size9,060 sqft (0.21 acres)
GarageDetached, 250 sqft
OccupancyOwner Occupied
Last Sale$225,000 (2021)
Tax Bill$3,343.00 (2025)

Property Details

APN / Parcel Number

Primary APN033 241
Alternative APN
  • 6344370

Interior

Full Baths2 Baths
Building Area2,758 sqft Living Area
1st Floor1,585 sqft 1st Floor
Basement Area222 sqft Basement
Unfinished Basement222 sqft Unfinished
Stories1 Stories

Exterior

Year BuiltBuilt 1905
Effective Year BuiltEffective 2002
Exterior MaterialAluminum/Vinyl Exterior
Lot Area9,060 sqft (0.21 acres)
Depth X Width151 ft x 60 ft Depth x Width
Garage TypeDetached Garage
Garage Area250 sqft Garage
Porch1 Porch
Porch Area551 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHeat Pump Heating

Location & Zoning

Street Address503 4TH ST
CitySPENCER
StateNC
Zip28159-2221
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
JurisdictionROWAN NC
Minor Civil DivisionSALISBURY
Census Blockgroup4
Census Block4019
Census Tract50700

Owner

Source: Rowan County records · APN 033 241

Assessment roll updated August 8, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address503 4TH ST, SPENCER, NC 28159-2221
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingEt Ux (and Wife) - Vendor Data Only

Deeds, Mortgages & Sale History

DateDocument
Jul 14, 2021Warranty Deed, Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Aug 01, 2017Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
CROSSCOUNTRY MORTGAGE INC
May 31, 2017Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 14, 2021 · Amount on Record
Deed SaleJul 14, 2021 · Amount on Record
Prior SaleAug 01, 2017 · Amount on Record
Deed Book / Page1379 / 492
Prior Transfer DateDec 14, 2013
Prior Transfer Doc0012290862
Record RefreshedJun 08, 2026

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionROWAN NC
Recording DateJul 14, 2021
Property Address503 4TH ST, SPENCER, NC 28159-2221
Document Number0013790492
Book / Page1379 / 492
Instrument DateJun 14, 2021
Transaction TypeTransfer
Record UpdatedJul 28, 2021
Title CompanyAMROCK INC, AMROCK LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$450.00
Amount AccuracyRounded Values by County
Additional
  • Notice of Default
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address5920 MEADOW LN, 5920, SALISBURY, NC 28147-8305

Transferred To (Grantee/Buyer)

NameVerified Name
Address503 4TH ST, SPENCER, NC 28159-2221

Mortgage

Document Number1379493
DateJul 14, 2021
Instrument1379/493
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2051

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionROWAN NC
Recording DateAug 01, 2017
Property Address503 4TH ST, SPENCER, NC 28159-2221
Document Number0012940087
Book / Page1294 / 0087
Instrument DateAug 01, 2017
Transaction TypeTransfer
Record UpdatedOct 12, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$276.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 345, SPENCER, NC 28159-0345

Transferred To (Grantee/Buyer)

NameVerified Name
Address503 4TH ST, SPENCER, NC 28159-2221

Mortgage

Document Number12940088
DateAug 01, 2017
Instrument1294/0088
Lender
NameCROSSCOUNTRY MORTGAGE INC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2047

May 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionROWAN NC
Recording DateMay 31, 2017
Property Address503 4TH ST, SPENCER, NC 28159-2221
Document Number0012900682
Book / Page001290 / 000682
Instrument DateMay 30, 2017
Transaction TypeTransfer
Record UpdatedJun 13, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address503 4TH ST SPENCER NC 281592221, SPENCER, NC 28159-2221

Tax Assessment & Valuation

Source: Rowan County records · Assessment roll updated August 8, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyRowan County
MunicipalitySpencer Town
Unified School DistrictRowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,343.00$295,845 (-) Land $19,000 Building $276,845
2023$3,343.00$295,845 Land $19,000 Building $276,845$295,845 Land $19,000 Building $276,845

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Rowan County (37159C), updated May 10, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 24% of North Carolina
Wildfire LikelihoodAbout 1 in 7,692 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Spencer Historic District
listed 1984 · 282 contributing resources · NRIS 84000619

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

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