502 4th St, Spencer, NC 28159 Property Records

Rowan County property record for 502 4th St, Spencer, NC 28159

Property Summary

Property TypeMulti-Family Dwellings
Details1 ba · 783 sqft · built 1968
Lot Size0.26 acres (11,480 sqft)
OwnerCompany Name on Record
Last Sale$160,000 (Oct 2017)
Tax Bill$2,703 (2026)
Deeds & MortgagesOct 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN033 266

Property Details

APN / Parcel Number

Primary APN033 266
Alternative APN
  • 6342813

Interior

Full Baths1 Bath
Stories1 Story
Building Area2,980 sqft Total Area
1st Floor Area2,980 sqft

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 1997
Architectural StyleMulti-Family
Exterior MaterialBrick
Lot Area11,480 sqft (0.26 acres)
Lot Dimensions164 ft deep x 70 ft wide
PorchPorch
Porch Area152 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Heating SystemRadiant

Location & Zoning

Street Address502 4TH ST
CitySPENCER
StateNC
Zip28159-2222
Property CategoryResidential
Property TypeResidential > Multi-Unit > Multi-Family Dwellings
Legal DescriptionL 1 BLK 7 DR. JOHN WHITEHEAD'S ADDT. TO SPENCER
Legal SubdivisionWHITEHEAD PROPERTY ADDITION
Legal Block7
JurisdictionROWAN NC
Township / Civil DivisionSALISBURY
Census Block Group2
Census Block2007
Census Tract50700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Spencer Historic District
listed 1984 · 282 contributing resources · NRIS 84000619

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Rowan County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1046 JADE ST, WOODLEAF, NC 27054-9599
Owner TypeCompany
VestingPartnership

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 31, 2017 · Amount on Record
Deed SaleOct 31, 2017 · Amount on Record
Prior SaleJan 4, 2006 · Amount on Record
Deed Book / Page1299 / 162
Record UpdatedOct 29, 2026

October 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionROWAN NC
Recording DateOct 31, 2017
Property Address502 4TH ST, SPENCER, NC 28159-2222
Document Number0012990162
Book / Page001299 / 000162
Instrument DateOct 31, 2017
Transaction TypeTransfer
Record UpdatedNov 14, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$320.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Partnership
Address1175 LITTLE BRANCH RD WOODLEAF NC 270549164, WOODLEAF, NC 27054-9164

Mortgage

Document Number12990163
DateOct 31, 2017
Book Page001299/000163
Lender
NameSTEPHEN J CHIRICO
Address5353 HOGAN LN, WINTER HAVEN, FL 33884-3589
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueOct 30, 2037

Mortgage

Document Number12990164,
DateOct 31, 2017
Book Page001299/000164
Lender
NameCHRISTOPHER CHIRICO
Address5353 HOGAN LN, WINTER HAVEN, FL 33884-3589
Agreement
AmountAmount Recorded
Term240 Months
DueOct 30, 2037

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyRowan County
MunicipalitySpencer Town
Unified School DistrictRowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,703.00$239,227 (-) Land $28,500 Building $210,727$239,227 (-) Land $28,500 Building $210,727
2023$2,703.00$239,227 Land $28,500 Building $210,727$239,227 Land $28,500 Building $210,727

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSALISBURY-ROWAN
serves 46,156 people · EPA ID NC0180010
Water SourceSurface water
Last State InspectionFeb 2026
Lead13 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureOrganic carbon removal
Oct 2022
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Starlink
Satellite
280 / 30

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