Rowan County property record for 409 4th St, Spencer, NC 28159 · Last verified October 2023
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2 Baths |
| Year Built | Built 1992 |
| Square Footage | 3,551 sqft Living Area |
| Lot Size | 14,500 sqft (0.332 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $225,000 (2020) |
| Tax Bill | $3,304.00 (2023) |
| Primary APN | 033 332 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 3,551 sqft Living Area |
| Gross Area | 3,559 sqft Gross Area |
| 1st Floor | 2,152 sqft 1st Floor |
| Stories | 2 Stories |
| Year Built | Built 1909 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Stucco Exterior |
| Foundation Type | Footing Foundation |
| Lot Area | 14,500 sqft (0.332 acres) |
| Depth X Width | 100 ft x 145 ft Depth x Width |
| Porch | 1 Porch |
| Porch Area | 810 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 6344758 |
|---|---|
| Old Parcel Number | 033 332 |
| Street Address | 409 4TH ST |
| City | SPENCER |
| State | NC |
| Zip | 28159-2219 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | L1&2 BLK 26 A.B. ANDREWS JR. |
| Legal Subdivision | A B ANDREWS JR |
| Legal Block | 26 |
| Legal Lot Number | 1 |
| Jurisdiction | ROWAN NC |
| Minor Civil Division | SALISBURY |
| Census Blockgroup | 4 |
| Census Block | 4020 |
| Census Tract | 50700 |
Source: Rowan County records · APN 033 332
Assessment roll updated January 1, 2023 · Last verified October 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 409 4TH ST, SPENCER, NC 28159-2219 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 09, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MORTGAGE |
| Feb 13, 2020 | Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE |
| Feb 09, 2019 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Sep 13, 2017 | Grant Deed, Transfer ATTORNEY ONLY |
| Mar 15, 2017 | Trustee's Deed, Foreclosure |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 13, 2020 · Amount on Record |
| Deed Sale | Feb 13, 2020 · Amount on Record |
| Prior Sale | Sep 13, 2017 · Amount on Record |
| Deed Doc Number | 0001343397 |
| Deed Book / Page | 1343 / 397 |
| Record Refreshed | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN NC |
| Property Address | 409 4TH ST, SPENCER, NC 28159-2219 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0013690833 |
|---|---|
| Date | Mar 09, 2021 |
| Book Page | 1369/833 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | FORT MILL, SC 29707 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | Feb 13, 2020 |
| Property Address | 409 4TH ST, SPENCER, NC 28159-2219 |
| Document Number | 0013430397 |
| Book / Page | 1343 / 0397 |
| Map Reference | MB 9995 PG 3 |
| Instrument Date | Feb 12, 2020 |
| Transaction Type | Transfer |
| Record Updated | Oct 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $450.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8618 N PENNSYLVANIA ST, 8618, INDIANAPOLIS, IN 46240-1510 |
| Name | Verified Name |
|---|---|
| Address | 1108 ARDSLEY RD, SCHENECTADY, NY 12308-2607 |
| Document Number | 13430398 |
|---|---|
| Date | Feb 13, 2020 |
| Instrument | 1343/0398 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN NC |
| Property Address | 409 4TH ST, SPENCER, NC 28159-2219 |
| Document Number | 0013230389 |
| Instrument Date | Feb 09, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 04, 2019 |
| Title Company | WFG LENDER SERVICES, WFG LENDER SVCS |
| Name | Verified Name |
|---|---|
| Address | 409 4TH ST SPENCER NC 281592219, SPENCER, NC 28159-2219 |
| Document Number | 0013230389 |
|---|---|
| Date | Feb 22, 2019 |
| Book Page | 001323/000389 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 21, 2049 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | Sep 13, 2017 |
| Property Address | 409 4TH ST, SPENCER, NC 28159-2219 |
| Document Number | 0012960367 |
| Book / Page | 001296 / 000367 |
| Instrument Date | Aug 31, 2017 |
| Transaction Type | Transfer |
| Record Updated | Sep 26, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $150.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 409 4TH ST SPENCER NC 281592219, SPENCER, NC 28159-2219 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | Mar 15, 2017 |
| Property Address | 409 4TH ST, SPENCER, NC 28159-2219 |
| Document Number | 0012860503 |
| Book / Page | 001286 / 000503 |
| Instrument Date | Mar 02, 2017 |
| Transaction Type | Foreclosure |
| Record Updated | Apr 11, 2017 |
| Amount | Amount Recorded |
|---|---|
| Tax | $190.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 221 N MAIN ST SALISBURY NC 281444305, SALISBURY, NC 28144-4305 |
Source: Rowan County records · Assessment roll updated January 1, 2023 · Last verified October 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Rowan County |
| Municipality | Spencer Town |
| Unified School District | Rowan-Salisbury Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $3,304.00 | $292,412 Land $28,500 Building $263,912 | $292,412 Land $28,500 Building $263,912 |
Source: FEMA National Flood Hazard Layer, Rowan County (37159C), updated May 10, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 24% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 7,692 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the Spencer Historic District listed 1984 · 282 contributing resources · NRIS 84000619 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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