5028 Viewridge Way, Oceanside, CA 92056 Property Records

San Diego County property record for 5028 Viewridge Way, Oceanside, CA 92056

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,938 sqft · built 1989
Lot Size0.146 acres (6,340 sqft)
Owner2 Company Names on Record
Tax Bill$8,833 (2025)
Deeds & MortgagesJan 2024 Transfer
Feb 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN169-453-38-00

Property Details

APN / Parcel Number

Primary APN169-453-38-00

Interior

Bedrooms2 Beds
Full Baths2 Baths
Building Area1,938 sqft Living Area

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Lot Area6,340 sqft (0.146 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address5028 VIEWRIDGE WAY
CityOCEANSIDE
StateCA
Zip92056-5414
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionLOT 176 TR 011771
Legal SubdivisionSOUTH RIDGE TRAILS
Legal Tract011771
Legal Block2
Legal Lot Number176
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group2
Census Block2005
Census Tract19809

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address5028 VIEWRIDGE WAY, OCEANSIDE, CA 92056-5414
Owner TypeCompany
VestingLife Tenant

Deeds, Mortgages & Sale History

DateDocument
Jan 9, 2024Intrafamily Transfer, Transfer
Feb 16, 2021Intrafamily Transfer, Transfer · VA Mortgage
QUICKEN LOANS LLC
May 11, 2020Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
Nov 29, 2017Grant Deed, Transfer · VA Mortgage
AMERICAN PORTFOLIO MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 16, 2021
Deed SaleFeb 16, 2021
Prior SaleNov 29, 2017 · Amount on Record
Deed Document Number2021118568
Last Transfer DateOct 28, 2023
Transfer Doc0000005700
Record UpdatedOct 29, 2026

January 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateJan 9, 2024
Property Address5028 VIEWRIDGE WAY, OCEANSIDE, CA 92056-5414
Document Number0000005700
Map ReferenceMAP 1171
Instrument DateOct 28, 2023
Instrument2024-0005700
Transaction TypeTransfer
Record UpdatedJan 18, 2024

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address5028 VIEWRIDGE WAY, OCEANSIDE, CA 92056-5414

February 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateFeb 16, 2021
Property Address5028 VIEWRIDGE WAY, OCEANSIDE, CA 92056-5414
Document Number0000118568
Map ReferenceMAP 11771
Instrument DateFeb 10, 2021
Instrument2021-0118568
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyINNOVATIVE TITLE COMPANY LLC, INNOVATIVE TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5028 VIEWRIDGE WAY, OCEANSIDE, CA 92056-5414

Mortgage

Document Number0000118569
DateFeb 16, 2021
Instrument2021-0118569
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2051

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address5028 VIEWRIDGE WAY, OCEANSIDE, CA 92056-5414
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyTITLE CONNECT

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000238172
DateMay 11, 2020
Instrument2020-0238172
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2050

November 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateNov 29, 2017
Property Address5028 VIEWRIDGE WAY, OCEANSIDE, CA 92056-5414
Document Number0000554142
Map ReferenceMAP11771
Instrument DateNov 15, 2017
Instrument2017-0554142
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyFIRST AMERICAN TITLE INS CO

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5028 VIEWRIDGE WAY, OCEANSIDE, CA 92056-5414

Mortgage

Document Number0000554143
DateNov 29, 2017
Instrument2017-0554143
Lender
NameAMERICAN PORTFOLIO MORTGAGE CORP
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictVista Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$794,112 (+2%) Land $295,817 Building $498,295
2025$8,833.00 (+23.73%)$778,542 (+17.3%) Land $290,017 Building $488,525
2023$7,139.00 (+0.27%) Homeowner's exemption$663,729 Land $278,756 Building $384,973
2022$7,120.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 43% of the US · lower than 74% of California
Wildfire Likelihood0.07% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLa Jolla Eastern
tribal government · serves 1,076 people · EPA ID 090605007
Water SourceGroundwater
Last State InspectionApr 2021
Also Mapped HereCITY OF OCEANSIDE, SAN DIEGO COUNTY WATER AUTHORITY
LeadBelow detection (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fixed Wireless in parts of the area
100 / 20

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