Osceola County property record for 5021 Rain Shadow Dr, Saint Cloud, FL 34772 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2023 |
| Square Footage | 3,460 sqft Living Area |
| Lot Size | 6,098 sqft (0.14 acres) |
| Garage | Attached, 634 sqft |
| Last Sale | $624,820 (2023) |
| Tax Bill | $8,170.00 (2025) |
| Primary APN | 21-26-30-3645-0001-1410 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 3,460 sqft Living Area |
| Gross Area | 4,414 sqft Gross Area |
| 1st Floor | 1,558 sqft 1st Floor |
| Stories | 2 Stories |
| Primary Flooring | Carpet Flooring |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Architectural Style | Conventional Style |
| Exterior Material | Concrete Block Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 6,098 sqft (0.14 acres) |
| Garage Type | Attached Garage |
| Garage Area | 634 sqft Garage |
| Porch Area | 136 sqft Porch |
| Heating System | Central Heating |
|---|
| Street Address | 5021 RAIN SHADOW DR |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-6343 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | EDEN AT CROSS PRAIRIE PB 33 PGS 37-42 LOT 141 |
| Legal Subdivision | EDEN AT CROSS PRAIRIE |
| Legal Lot Number | 141 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1011 |
| Census Tract | 43209 |
Source: Osceola County records · APN 21-26-30-3645-0001-1410
Assessment roll updated November 26, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 5021 RAIN SHADOW DR, SAINT CLOUD, FL 34772-6343 |
| Owner Type | Owner is a Company |
| Vesting | Owner is a Trust, Revocable Living Trust |
| Date | Document |
|---|---|
| Mar 05, 2026 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Jan 30, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 15, 2023 · Amount on Record |
| Deed Sale | Nov 15, 2023 · Amount on Record |
| Deed Doc Number | 2023150172 |
| Deed Book / Page | 6505 / 884 |
| Last Transfer Date | Feb 25, 2026 |
| Transfer Doc | 0069320839 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Mar 05, 2026 |
| Property Address | 5021 RAIN SHADOW DR, SAINT CLOUD, FL 34772-6343 |
| Document Number | 0069320839 |
| Book / Page | 6932 / 839 |
| Map Reference | MB 33 PG 37-42 |
| Instrument Date | Feb 25, 2026 |
| Instrument | 2026029116 |
| Transaction Type | Transfer |
| Record Updated | Mar 19, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5021 RAIN SHADOW DR, SAINT CLOUD, FL 34772-6343 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 5021 RAIN SHADOW DR, SAINT CLOUD, FL 34772-6343 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 5021 RAIN SHADOW DR, SAINT CLOUD, FL 34772-6343 |
| Transaction Type | Mortgage |
| Record Updated | Feb 11, 2026 |
| Title Company | UNKNOWN, NTFL |
| Name | Verified Name |
|---|---|
| Address | 5021 RAIN SHADOW DR, SAINT CLOUD, FL 34772-6343 |
| Document Number | 0069152013 |
|---|---|
| Date | Jan 30, 2026 |
| Book Page | 6915/2013 |
| Instrument | 2026013408 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2056 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,170.00 | $406,273 | $532,300 Land $65,000 Building $467,300 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Wildfire Risk | High above 86% of the US · above 79% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 158 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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