Osceola County property record for 5020 Sunfalls Ave, Saint Cloud, FL 34772
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,365 sqft · built 2018 |
| Lot Size | 0.139 acres (6,098 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $509,000 (Mar 2024) |
| Tax Bill | $7,684 (2025) |
| Deeds & Mortgages | Jul 2019 Mortgage Jan 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 172631526100010850 |
| Primary APN | 172631526100010850 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,365 sqft Heated Area |
| Gross Area | 3,490 sqft |
| 1st Floor Area | 2,365 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Exterior Material | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,098 sqft (0.139 acres) |
| Garage Type | Finished |
| Garage Area | 516 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 609 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 5020 SUNFALLS AVE |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-7558 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TWIN LAKES PH 1 PB 24 PGS 172-178 LOT 85 |
| Legal Range | 31E |
| Legal Township | 26S |
| Legal Section | 17 |
| Legal Subdivision | TWIN LAKES |
| Legal Phase | 1 |
| Legal Tract | 5261 |
| Legal Lot Number | 85 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 43301 |
Source: Osceola County records · APN 172631526100010850
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 5020 SUNFALLS AVE, SAINT CLOUD, FL 34772-7558 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 24, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FBC MORTGAGE LLC |
| Jan 11, 2019 | Special Warranty Deed, Transfer · Conventional Mortgage FBC MORTGAGE LLC |
| Jan 31, 2018 | Loan Modification, Mortgage CENTENNIAL BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 15, 2024 · Amount on Record |
| Deed Sale | Mar 15, 2024 · Amount on Record |
| Deed Document Number | 0065661551 |
| Deed Book / Page | 5461 / 1994 |
| Prior Transfer Date | Jan 11, 2019 |
| Prior Transfer Doc | 2019004274 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 5020 SUNFALLS AVE, SAINT CLOUD, FL 34772-7558 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | CLEAR TITLE OF FLORIDA LLC |
| Name | Verified Name |
|---|
| Document Number | 0055620075 |
|---|---|
| Date | Jul 24, 2019 |
| Book Page | 5562/0075 |
| Instrument | 2019095466 |
| Name | FBC MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | ORLANDO, FL 32801 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2049 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jan 11, 2019 |
| Property Address | 5020 SUNFALLS AVE, SAINT CLOUD, FL 34772-7558 |
| Document Number | 0054611994 |
| Book / Page | 5461 / 1994 |
| Map Reference | MB 24 PG 172-178 |
| Instrument Date | Dec 31, 2018 |
| Instrument | 2019004274 |
| Transaction Type | Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | CLEAR TITLE OF FLORIDA LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,426.90 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 370 CENTERPOINTE CIR STE 1136, 370, ALTAMONTE SPRINGS, FL 32701-3451 |
| Name | Verified Name |
|---|---|
| Address | 5020 SUNFALLS AVE, SAINT CLOUD, FL 34772-7558 |
| Document Number | 2019004275 |
|---|---|
| Date | Jan 11, 2019 |
| Instrument | 2019004275 |
| Name | FBC MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2049 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jan 31, 2018 |
| Property Address | 5020 SUNFALLS AVE, SAINT CLOUD, FL 34772-7558 |
| Document Number | 0052780627 |
| Book / Page | 005278 / 000627 |
| Instrument Date | Jan 25, 2018 |
| Instrument | 16636 |
| Transaction Type | Mortgage |
| Record Updated | Feb 22, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 370 CENTERPOINTE CIR #1136 ALTAMONTE SPRINGS FL 327013451, 1136, ALTAMONTE SPRINGS, FL 32701-3451 |
| Document Number | 52780627 |
|---|---|
| Date | Jan 31, 2018 |
| Book Page | 005278/000627 |
| Instrument | 16636 |
| Name | CENTENNIAL BK |
|---|---|
| Type | Bank |
| Address | 201 E GARDEN ST, PENSACOLA, FL 32502-6038 |
| Amount | Amount Recorded |
|---|
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,684.00 (+39.3%) Homeowner's exemption | $384,712 (+29.65%) | $468,300 (+1.14%) Land $85,000 Building $383,300 |
| 2023 | $5,516.00 (+2.17%) Homeowner's exemption Widower's exemption | $296,723 (+3%) | $463,000 (+26.02%) Land $75,000 Building $388,000 |
| 2022 | $5,399.00 Homeowner's exemption Widower's exemption | $288,081 | $367,400 Land $65,000 Building $302,400 |
Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 173 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 173 in force |
| Nearby Flood Claims | 14 (1987–2022) |
| Claims Outside the SFHA | 2 of 14 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
| Wildfire Risk | Moderate above 62% of the US · lower than 62% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Lumen Technologies Fiber | 2,000 / 1,000 |
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
May also be available: Verizon, Xfinity.
Based on FCC filings for 286 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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