5023 Sunfalls Ave, Saint Cloud, FL 34772 Property Records

Osceola County property record for 5023 Sunfalls Ave, Saint Cloud, FL 34772

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,863 sqft · built 2019
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on File
Last Sale	$314,000 (Apr 2019)
Tax Bill	$1,569 (2025)
Deeds & Mortgages	Apr 2026 Sale Jun 2022 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`17-26-31-5261-0001-0760`

Property Details

APN / Parcel Number

Primary APN	`17-26-31-5261-0001-0760`
Alternative APN	`263117526100010760`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,863 sqft Living Area
Gross Area	2,920 sqft
1st Floor Area	1,863 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Conventional
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Attached
Garage Area	484 sqft
Porch	Florida Room
Porch Area	573 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	5023 SUNFALLS AVE
City	SAINT CLOUD
State	FL
Zip	34772-7559
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TWIN LAKES PH 1 PB 24 PGS 172-178 LOT 76
Legal Range	31E
Legal Township	26S
Legal Section	17
Legal Subdivision	TWIN LAKES PH 1
Legal Phase	1
Legal Tract	5261
Legal Block	760
Legal Lot Number	76
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1026
Census Tract	43301

Owner

Source: Osceola County assessment roll, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	17 FOXHILL PL, SELDEN, NY 11784-3509
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Jun 27, 2022	Deed of Trust, Mortgage · VA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jul 2, 2021	Deed of Trust, Mortgage · VA Mortgage AMERISAVE MORTGAGE CORP
Dec 6, 2019	Deed of Trust, Mortgage · VA Mortgage CITYWORTH MORTGAGE LLC
Apr 3, 2019	Special Warranty Deed, Transfer · VA Mortgage CITYWORTH MORTGAGE LLC
Jan 31, 2018	Loan Modification, Mortgage CENTENNIAL BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 3, 2019 · Amount on Record
Deed Sale	Apr 3, 2019 · Amount on Record
Deed Document Number	201941982
Deed Book / Page	5501 / 3006
Last Transfer Date	Apr 24, 2026
Transfer Doc	0000054847
Record Updated	Sep 20, 2026

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OSCEOLA FL
Recording Date	Apr 24, 2026
Property Address	5023 SUNFALLS AVE, SAINT CLOUD, FL 34772-7559
Document Number	0000054847
Book / Page	6961 / 360
Instrument Date	Apr 24, 2026
Instrument	202654847
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$70.70
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	17 FOXHILL PL, SELDEN, NY 11784-3509

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	5023 SUNFALLS AVE, SAINT CLOUD, FL 34772-7559
Transaction Type	Mortgage
Record Updated	Jul 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5023 SUNFALLS AVE, SAINT CLOUD, FL 34772-7559

Mortgage

Document Number	0062402098
Date	Jun 27, 2022
Book Page	6240/2098
Instrument	2022099876

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	348 Months
Due	Jun 1, 2051

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	5023 SUNFALLS AVE, SAINT CLOUD, FL 34772-7559
Transaction Type	Mortgage
Record Updated	Jul 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5023 SUNFALLS AVE, SAINT CLOUD, FL 34772-7559

Mortgage

Document Number	0059950891
Date	Jul 2, 2021
Book Page	5995/891
Instrument	2021104114

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jun 1, 2051

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	5023 SUNFALLS AVE, SAINT CLOUD, FL 34772-7559
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0056351858
Date	Dec 6, 2019
Book Page	5635/1858
Instrument	2019158060

Lender

Name	CITYWORTH MORTGAGE LLC
Type	Mortgage Company
Address	FAIRFAX, VA 22033

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2049

April 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Apr 3, 2019
Property Address	5023 SUNFALLS AVE, SAINT CLOUD, FL 34772-7559
Document Number	0055013006
Book / Page	5501 / 3006
Map Reference	MB 24 PG 172-178
Instrument Date	Mar 29, 2019
Instrument	2019041982
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	CLEAR TITLE OF FLORIDA LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,198.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	370 CENTERPOINTE CIR STE 1136, 370, ALTAMONTE SPRINGS, FL 32701-3451

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5023 SUNFALLS AVE, SAINT CLOUD, FL 34772-7559

Mortgage

Document Number	2019041983
Date	Apr 3, 2019
Instrument	2019041983

Lender

Name	CITYWORTH MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2049

January 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	OSCEOLA FL
Recording Date	Jan 31, 2018
Property Address	5023 SUNFALLS AVE, SAINT CLOUD, FL 34772-7559
Document Number	0052780627
Book / Page	005278 / 000627
Instrument Date	Jan 25, 2018
Instrument	16636
Transaction Type	Mortgage
Record Updated	Feb 22, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	370 CENTERPOINTE CIR #1136 ALTAMONTE SPRINGS FL 327013451, 1136, ALTAMONTE SPRINGS, FL 32701-3451

Mortgage

Document Number	52780627
Date	Jan 31, 2018
Book Page	005278/000627
Instrument	16636

Lender

Name	CENTENNIAL BK
Type	Bank
Address	201 E GARDEN ST, PENSACOLA, FL 32502-6038

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,569.00 (-22.02%) Homeowner's exemption Veteran's exemption	$304,420 (+5.99%)	$403,200 (+1.46%) Land $85,000 Building $318,200
2024	$2,012.00 (+0.45%)
2023	$2,003.00 (+3.25%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$287,225 (+3%)	$397,400 (+25.88%) Land $75,000 Building $322,400
2022	$1,940.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$278,860	$315,700 Land $65,000 Building $250,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 173 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	173 in force
Nearby Flood Claims	14 (1987–2022)
Claims Outside the SFHA	2 of 14
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · lower than 60% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Lumen Technologies Fiber	2,000 / 1,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000

May also be available: Verizon, Xfinity.

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