Osceola County property record for 5015 Sunfalls Ave, Saint Cloud, FL 34772 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,365 sqft · built 2018 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $328,400 (Dec 2018) |
| Tax Bill | $5,830 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Dec 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 172631526100010720 |
| Primary APN | 172631526100010720 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,365 sqft Heated Area |
| Gross Area | 3,490 sqft |
| 1st Floor Area | 2,365 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Exterior Material | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,970 sqft (0.16 acres) |
| Garage Type | Finished |
| Garage Area | 516 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 609 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 5015 SUNFALLS AVE |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-7559 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TWIN LAKES PH 1 PB 24 PGS 172-178 LOT 72 |
| Legal Range | 31E |
| Legal Township | 26S |
| Legal Section | 17 |
| Legal Subdivision | TWIN LAKES |
| Legal Phase | 1 |
| Legal Tract | 5261 |
| Legal Lot Number | 72 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 43301 |
Source: Osceola County records · APN 172631526100010720
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5015 SUNFALLS AVE, SAINT CLOUD, FL 34772-7559 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC |
| Dec 06, 2018 | Grant Deed, Transfer · Conventional with PMI CALIBER HM LOANS |
| Jan 31, 2018 | Loan Modification, Mortgage CENTENNIAL BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 06, 2018 · Amount on Record |
| Deed Sale | Dec 06, 2018 · Amount on Record |
| Deed Document Number | 2018179337 |
| Deed Book / Page | 5445 / 1196 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 5015 SUNFALLS AVE, SAINT CLOUD, FL 34772-7559 |
| Transaction Type | Mortgage |
| Record Updated | Jun 15, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 5015 SUNFALLS AVE, SAINT CLOUD, FL 34772-7559 |
| Document Number | 0059682965 |
|---|---|
| Date | May 28, 2021 |
| Book Page | 5968/2965 |
| Instrument | 2021083490 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Dec 06, 2018 |
| Property Address | 5015 SUNFALLS AVE, SAINT CLOUD, FL 34772-7559 |
| Document Number | 0054451196 |
| Book / Page | 005445 / 001196 |
| Instrument Date | Nov 30, 2018 |
| Instrument | 179337 |
| Transaction Type | Transfer |
| Record Updated | Jan 07, 2019 |
| Title Company | CLEAR TITLE/FL LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,298.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5015 SUNFALLS AVE ST CLOUD FL 347727559, ST CLOUD, FL 34772-7559 |
| Document Number | 54451198 |
|---|---|
| Date | Dec 06, 2018 |
| Book Page | 005445/001198 |
| Instrument | 179338 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 05, 2048 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jan 31, 2018 |
| Property Address | 5015 SUNFALLS AVE, SAINT CLOUD, FL 34772-7559 |
| Document Number | 0052780627 |
| Book / Page | 005278 / 000627 |
| Instrument Date | Jan 25, 2018 |
| Instrument | 16636 |
| Transaction Type | Mortgage |
| Record Updated | Feb 22, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 370 CENTERPOINTE CIR #1136 ALTAMONTE SPRINGS FL 327013451, 1136, ALTAMONTE SPRINGS, FL 32701-3451 |
| Document Number | 52780627 |
|---|---|
| Date | Jan 31, 2018 |
| Book Page | 005278/000627 |
| Instrument | 16636 |
| Name | CENTENNIAL BK |
|---|---|
| Type | Bank |
| Address | 201 E GARDEN ST, PENSACOLA, FL 32502-6038 |
| Amount | Amount Recorded |
|---|
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,830.00 (+13.53%) Homeowner's exemption Disabled Person's exemption Widower's exemption | $296,164 (+5.99%) | $472,700 (+1.13%) Land $85,000 Building $387,700 |
| 2023 | $5,135.00 (-0.29%) Homeowner's exemption Disabled Person's exemption Widower's exemption | $279,435 (+3%) | $467,400 (+26.05%) Land $75,000 Building $392,400 |
| 2022 | $5,150.00 Homeowner's exemption Disabled Person's exemption Widower's exemption | $271,297 | $370,800 Land $65,000 Building $305,800 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970433011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 173 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 173 in force |
| Nearby Flood Claims | 14 (1987–2022) |
| Claims Outside the SFHA | 2 of 14 |
| Most Recent Claim | Sep 2022, river or lake flooding, Hurricane Ian |
| Claims By Storm |
|
| Wildfire Risk | Moderate above 63% of the US · above 38% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 500 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 286 locations within about half a mile of this property
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| Spectrum | Fiber | 1,000 / 1,000 |
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