5020 E Lakeshore Dr, San Ramon, CA 94582 Property Records

Contra Costa County property record for 5020 E Lakeshore Dr, San Ramon, CA 94582

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,000 sqft · built 1989
Lot Size	0.108 acres (4,700 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,570,000 (Oct 2022)
Tax Bill	$19,098 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`217-200-039-6`

Property Details

APN / Parcel Number

Primary APN	`217-200-039-6`
Alternative APN	`217-200-039`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,000 sqft Living Area
1st Floor Area	1,085 sqft
2nd Floor Area	915 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2000
Architectural Style	Cluster
Lot Area	4,700 sqft (0.108 acres)
Garage Type	Attached
Garage Area	430 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	5020 E LAKESHORE DR
City	SAN RAMON
State	CA
Zip	94582-4822
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T6550 LOTS 73 73A
Legal Subdivision	SUBDIVISION 6550
Legal Tract	6550
Legal Lot Number	73
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	3
Census Block	3000
Census Tract	345117

Owner

Source: Contra Costa County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5020 E LAKESHORE DR, SAN RAMON, CA 94582-4822
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 7, 2022 · Amount on Record
Deed Sale	Oct 7, 2022 · Amount on Record
Deed Document Number	2022151612
Prior Transfer Date	Jan 10, 1994
Prior Transfer Doc	0000035462
Record Updated	Oct 29, 2026

October 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Oct 7, 2022
Property Address	5020 E LAKESHORE DR, SAN RAMON, CA 94582-4822
Document Number	0000151612
Map Reference	MB 82 PG 49
Instrument Date	Sep 26, 2022
Instrument	2022-151612
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	5020 E LAKESHORE DR, SAN RAMON, CA 94582-4822

Mortgage

Document Number	0000151613
Date	Oct 7, 2022
Instrument	2022-151613

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2052

Mortgage

Document Number	0000151614
Date	Oct 7, 2022
Instrument	2022-151614

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	San Ramon City
Unified School District	San Ramon Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,665,988 (+2%) Land $1,167,328 Building $498,660
2025	$19,098.00 (+3.84%) Homeowner's exemption	$1,633,323 (+4.04%) Land $1,144,440 Building $488,883
2023	$18,391.00 (+10.03%) Homeowner's exemption	$1,569,900 Land $1,100,000 Building $469,900
2022	$16,715.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of California
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 458 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Unwired Fixed Wireless	300 / 25
Etheric Networks Fixed Wireless	250 / 100
AT&T DSL · Fiber in parts of the area	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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