502 State St, Petoskey, MI 49770 Property Records

Emmet County property record for 502 State St, Petoskey, MI 49770

Property Summary

Property TypeSingle Family Home
Lot Size0.096 acres (4,200 sqft)
Owner2 Individual Names on Record
Last Sale$100,000 (Nov 2007)
Tax Bill$1,464 (2024)
Deeds & MortgagesOct 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN52-19-05-100-085

Property Details

APN / Parcel Number

Primary APN52-19-05-100-085

Exterior

Lot Area4,200 sqft (0.096 acres)

Location & Zoning

Street Address502 STATE ST
CityPETOSKEY
StateMI
Zip49770-2797
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCOP R-2
Legal DescriptionVILLAGE OF PETOSKEY CITY LOT 1 BLK 6 EXC THE S 60' THEREOF. SECTION 5, T34N, R5W
Legal Range05W
Legal Township34N
Legal Section05
Legal SubdivisionVILLAGE OF PETOSKEY CITY
Legal Block6
Legal Lot Number1
JurisdictionEMMET MI
Township / Civil DivisionPETOSKEY
Census Block Group2
Census Block2017
Census Tract970700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the East Mitchell Street Historic District
listed 1986 · 284 contributing resources · NRIS 86001983

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Emmet County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing AddressPO BOX 12, PETOSKEY, MI 49770-0012
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 16, 2007 · Amount on Record
Deed SaleNov 16, 2007 · Amount on Record
Deed Document Number20075049296
Deed Book / Page1096 / 971
Record UpdatedSep 20, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEMMET MI
Property Address502 STATE ST, PETOSKEY, MI 49770-2797
Transaction TypeMortgage
Record UpdatedNov 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address502 STATE ST, PETOSKEY, MI 49770-2797

Mortgage

Document Number0000001238/0000000516
DateOct 29, 2021
Book Page0000001238/0000000516
Instrument5191478
Lender
NameMERCANTILE BANK OF MICHIGAN
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueJan 1, 2031

Tax Assessment & Valuation

Source: Emmet County assessment roll, as of July 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyEmmet County
MunicipalityPetoskey City
Unified School DistrictPublic Schools of Petoskey (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$131,200 (+49.43%) Land $131,200$262,400 (+49.43%) Land $262,400
2024$1,464.00
2023$87,800 Land $87,800$175,600 Land $175,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2022

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PETOSKEY
serves 8,979 people · EPA ID MI0005300
Water SourceGroundwater
Last State InspectionAug 2023
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 508 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: AT&T.

Nearby Properties on State St

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