1. Home
  2. Michigan
  3. Emmet County
  4. Petoskey
  5. State St

506 State St, Petoskey, MI 49770 Property Records

Emmet County property record for 506 State St, Petoskey, MI 49770

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,742 sqft
Lot Size0.196 acres (8,578 sqft)
Owner2 Individual Names on Record
Tax Bill$4,701 (2024)
Deeds & MortgagesJul 2023 Mortgage
Dec 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN52-19-05-100-086

Property Details

APN / Parcel Number

Primary APN52-19-05-100-086

Interior

Bedrooms3 Beds
Full Baths1 Bath
Building Area1,742 sqft Living Area
1st Floor Area1,130 sqft
Basement Area1,130 sqft
Unfinished Basement1,130 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Lot Area8,578 sqft (0.196 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address506 STATE ST
CityPETOSKEY
StateMI
Zip49770-2751
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCOP R-2
Legal DescriptionVILLAGE OF PETOSKEY CITY LOTS 2 & 3 BLK 6 LESS E 40 FT OF LOT 3 BLK 6 SECTION 5 T34N, R5W
Legal Range05W
Legal Township34N
Legal Section05
Legal SubdivisionVILLAGE OF PETOSKEY CITY
Legal Block6
Legal Lot Number2-3
JurisdictionEMMET MI
Township / Civil DivisionPETOSKEY
Census Block Group2
Census Block2017
Census Tract970700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the East Mitchell Street Historic District
listed 1986 · 284 contributing resources · NRIS 86001983

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Emmet County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address506 STATE ST, PETOSKEY, MI 49770-2751
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 24, 2023Warranty Deed, Transfer · Conventional Mortgage
STAUNTON FINANCIAL
Dec 3, 2019Deed of Trust, Mortgage · Conventional Mortgage
HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 24, 2023
Deed SaleJul 24, 2023
Prior SaleJun 29, 2004 · Amount on Record
Deed Document Number20235206634
Deed Book / Page1253 / 642
Record UpdatedOct 29, 2026

July 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionEMMET MI
Recording DateJul 24, 2023
Property Address506 STATE ST, PETOSKEY, MI 49770-2751
Document Number001253/642
Book / Page1253 / 642
Instrument DateJul 18, 2023
Instrument5206634
Transaction TypeTransfer
Record UpdatedAug 7, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address26666 HUMBER ST, HUNTINGTON WOODS, MI 48070-1224
InvestorPossibly a Property Investor

Mortgage

Document Number0005206565
DateJul 24, 2023
Instrument5206565
Lender
NameSTAUNTON FINANCIAL
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term354 Months
DueJan 1, 2053

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEMMET MI
Property Address506 STATE ST, PETOSKEY, MI 49770-2751
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address506 STATE ST, PETOSKEY, MI 49770-2751

Mortgage

Document Number0000001217/0000000342
DateDec 3, 2019
Book Page0000001217/0000000342
Instrument5170262
Lender
NameHUNTINGTON NATIONAL BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2049

Tax Assessment & Valuation

Source: Emmet County assessment roll, as of July 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyEmmet County
MunicipalityPetoskey City
Unified School DistrictPublic Schools of Petoskey (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$177,800 (+49.79%) Land $177,800$355,600 (+49.79%) Land $355,600
2024$4,701.00
2023$118,700 Land $118,700$237,400 Land $237,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2022

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PETOSKEY
serves 8,979 people · EPA ID MI0005300
Water SourceGroundwater
Last State InspectionAug 2023
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 508 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

May also be available: AT&T.

Nearby Properties on State St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures