441 State St, Petoskey, MI 49770 Property Records

Emmet County property record for 441 State St, Petoskey, MI 49770

Property Summary

Property Type	Single Family Home
Lot Size	0.158 acres (6,918 sqft)
Owner	Individual Name on Record
Last Sale	$174,500 (Jun 2017)
Tax Bill	$3,421 (2024)
Deeds & Mortgages	Aug 2017 Transfer Jun 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`52-19-05-152-005`

Property Details

APN / Parcel Number

Primary APN	`52-19-05-152-005`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,598 sqft Living Area
1st Floor Area	1,166 sqft
Basement Area	1,166 sqft
Unfinished Basement	1,166 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Lot Area	6,918 sqft (0.158 acres)
Garage Area	576 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	441 STATE ST
City	PETOSKEY
State	MI
Zip	49770-2748
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	COP R-1
Legal Description	MITCHELL PETOSKEY'S ADD. LOT 2 BLK 1. SECTION 5, T34N, R5W
Legal Range	05W
Legal Township	34N
Legal Section	05
Legal Subdivision	MITCHELL PETOSKEY ADDITION
Legal Block	1
Legal Lot Number	2
Jurisdiction	EMMET MI
Township / Civil Division	PETOSKEY
Census Block Group	2
Census Block	2007
Census Tract	970800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the East Mitchell Street Historic District listed 1986 · 284 contributing resources · NRIS 86001983

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Emmet County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	441 STATE ST, PETOSKEY, MI 49770-2748
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 22, 2017	Intrafamily Transfer, Transfer
Jun 6, 2017	Warranty Deed, Transfer DEVON TITLE COMPANY, DEVON TITLE AGENCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 6, 2017 · Amount on Record
Deed Sale	Jun 6, 2017 · Amount on Record
Prior Sale	Apr 3, 2003 · Amount on Record
Deed Document Number	20175148218
Deed Book / Page	1195 / 343
Prior Transfer Date	Sep 29, 2001
Record Updated	Oct 29, 2026

August 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EMMET MI
Recording Date	Aug 22, 2017
Property Address	441 STATE ST, PETOSKEY, MI 49770-2748
Document Number	1197/0229
Book / Page	1197 / 0229
Instrument Date	Aug 20, 2017
Instrument	5150104
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	32960 BINGHAM RD, 32960, BINGHAM FARMS, MI 48025-2436

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32960 BINGHAM RD, BINGHAM FARMS, MI 48025-2436

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EMMET MI
Recording Date	Jun 6, 2017
Property Address	441 STATE ST, PETOSKEY, MI 49770-2748
Document Number	1195/0343
Book / Page	1195 / 0343
Instrument Date	Jun 1, 2017
Instrument	5148218
Transaction Type	Transfer
Record Updated	Jun 22, 2021
Title Company	DEVON TITLE COMPANY, DEVON TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$1,499.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	441 STATE ST, 441, PETOSKEY, MI 49770-2748

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	32960 BINGHAM RD, BINGHAM FARMS, MI 48025-2436

Tax Assessment & Valuation

Source: Emmet County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Emmet County
Municipality	Petoskey City
Unified School District	Public Schools of Petoskey (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$218,800 (+27.06%) Land $218,800	$437,600 (+27.06%) Land $437,600
2025		$172,200 (+21.61%) Land $172,200	$344,400 (+21.61%) Land $344,400
2024	$3,421.00
2023		$141,600 Land $141,600	$283,200 Land $283,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PETOSKEY serves 8,979 people · EPA ID MI0005300
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 508 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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