Bergen County and Dumont Borough property record for 502 Prospect Ave, Dumont, NJ 07628
| Property Type | Single Family Home |
|---|---|
| Details | 1,550 sqft · built 1959 |
| Lot Size | 0.172 acres (7,501 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $835,000 (Apr 2026) |
| Tax Bill | $13,303 (2025) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage Jan 2026 Sale + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-00101-0000-00013 |
| Primary APN | 10-00101-0000-00013 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,550 sqft Living Area |
|---|
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Lot Area | 7,501 sqft (0.172 acres) |
| Lot Dimensions | 100 ft deep x 75 ft wide |
| Account Number | 133700 |
|---|---|
| Street Address | 502 PROSPECT AVE |
| City | DUMONT |
| State | NJ |
| Zip | 07628-1019 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | 75X100 |
| Legal Subdivision | DUMONT |
| Legal Block | 101 |
| Legal Lot Number | 13 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | DUMONT |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 10300 |
502 Prospect Ave is owned and occupied by two individuals who bought it in April 2026.
Source: Bergen County and Dumont Borough records, as of September 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 502 PROSPECT AVE, DUMONT, NJ 07628-1019 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 16, 2026 | Deed, Transfer · Conventional Mortgage GOLD STAR MORTGAGE CORPORATION |
| Jan 15, 2026 | Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO |
| Dec 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| Mar 19, 2019 | Deed of Trust, Mortgage · Conventional Mortgage NVE BK |
| Apr 7, 2018 | Deed of Trust, Mortgage · Conventional Mortgage NVE SVGS BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 16, 2026 · Amount on File |
| Deed Sale | Apr 16, 2026 · Amount on File |
| Prior Sale | Jan 15, 2026 · Amount on File |
| Deed Document Number | 202625373 |
| Deed Book / Page | 5773 / 1892 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Apr 16, 2026 |
| Property Address | 502 PROSPECT AVE, DUMONT, NJ 07628-1019 |
| Document Number | 0000025373 |
| Book / Page | 5773 / 1892 |
| Instrument Date | Mar 31, 2026 |
| Instrument | 202625373 |
| Transaction Type | Transfer |
| Record Updated | Sep 1, 2026 |
| Title Company | CLEAR SKIES TITLE LLC, CLEAR SKIES TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $84,335.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 502 PROSPECT AVE, DUMONT, NJ 07628-1019 |
| Document Number | 0000025374, |
|---|---|
| Date | Apr 16, 2026 |
| Instrument | 202625374 |
| Name | GOLD STAR MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jan 15, 2026 |
| Property Address | 502 PROSPECT AVE, DUMONT, NJ 07628-1019 |
| Document Number | 0057021901 |
| Book / Page | 5702 / 1901 |
| Instrument Date | Nov 14, 2025 |
| Instrument | 2026003283 |
| Transaction Type | Transfer |
| Record Updated | Feb 12, 2026 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO |
| Amount | Amount on Record |
|---|---|
| Tax | $2,330.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 859 BERKLEY STD, NEW MILFORD, NJ 07646 |
| Name | Verified Name |
|---|---|
| Address | 249 LEXINGTON AVE, DUMONT, NJ 07628-1733 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 502 PROSPECT AVE, DUMONT, NJ 07628-1019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 18, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0045111128 |
|---|---|
| Date | Dec 28, 2021 |
| Book Page | 4511/1128 |
| Instrument | 2021187264 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 357 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 502 PROSPECT AVE, DUMONT, NJ 07628-1019 |
| Document Number | 0032081299 |
| Instrument Date | Mar 19, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 502 PROSPECT AVE DUMONT NJ 076281019, DUMONT, NJ 07628-1019 |
| Document Number | 0032081299 |
|---|---|
| Date | Mar 28, 2019 |
| Book Page | 003208/001299 |
| Instrument | 19576 |
| Name | NVE BK |
|---|---|
| Type | Bank |
| Address | ENGLEWOOD, NJ 07631 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Mar 27, 2029 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 502 PROSPECT AVE, DUMONT, NJ 07628-1019 |
| Document Number | 0029292468 |
| Instrument Date | Apr 7, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 28, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 502 PROSPECT AVE DUMONT NJ 076281019, DUMONT, NJ 07628-1019 |
| Document Number | 0029292468 |
|---|---|
| Date | May 2, 2018 |
| Book Page | 002929/002468 |
| Instrument | 30963 |
| Name | NVE SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Address | ENGLEWOOD, NJ 07631 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | May 1, 2028 |
The 2025 property tax bill for 502 Prospect Ave was $13,303, down 1.3% from the year before.
Source: Bergen County and Dumont Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Dumont Borough |
| Unified School District | Dumont Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $597,200 (+5.05%) Land $349,100 Building $248,100 | $597,200 (+5.05%) Land $349,100 Building $248,100 | |
| 2025 | $13,303.00 (-1.34%) | $568,500 Land $318,300 Building $250,200 | $568,500 Land $318,300 Building $250,200 |
| 2024 | $13,484.00 | ||
| 2023 | $331,700 Land $180,500 Building $151,200 | $331,700 Land $180,500 Building $151,200 | |
| 2022 | $12,879.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 502 Prospect Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2021) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 502 Prospect Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 580 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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