515 Prospect Ave, Dumont, NJ 07628 Property Records

Bergen County and Dumont Borough property record for 515 Prospect Ave, Dumont, NJ 07628

Property Summary

Property Type	Single Family Home
Details	1,877 sqft · built 1959
Lot Size	0.177 acres (7,701 sqft)
Owner	2 Individual Names on File
Last Sale	$325,000 (Jan 2002)
Tax Bill	$13,731 (2025)
Deeds & Mortgages	Jul 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`10-00102-0000-00010`

Property Details

APN / Parcel Number

Primary APN	`10-00102-0000-00010`
Alternative APNs	`100010200010` `507700`

Interior

Building Area	1,877 sqft Living Area

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Lot Area	7,701 sqft (0.177 acres)
Lot Dimensions	100 ft deep x 77 ft wide

Location & Zoning

Account Number	507700
Street Address	515 PROSPECT AVE
City	DUMONT
State	NJ
Zip	07628-1020
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	77X100 T
Legal Subdivision	FAIRWAY ESTATES PROP
Legal Block	102
Legal Lot Number	10
Jurisdiction	BERGEN NJ
Township / Civil Division	DUMONT
Census Block Group	3
Census Block	3000
Census Tract	10300

Owner

515 Prospect Ave is owned and occupied by two individuals who bought it in January 2002.

Source: Bergen County and Dumont Borough records, as of June 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	515 PROSPECT AVE, DUMONT, NJ 07628-1020
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 22, 2002 · Amount on File
Deed Sale	Jan 22, 2002 · Amount on File
Deed Book / Page	8437 / 815
Record Updated	Sep 20, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	515 PROSPECT AVE, DUMONT, NJ 07628-1020
Document Number	0026900780
Instrument Date	Jul 27, 2017
Transaction Type	Mortgage
Record Updated	Aug 30, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	515 PROSPECT AVE DUMONT NJ 076281020, DUMONT, NJ 07628-1020

Mortgage

Document Number	0026900780
Date	Aug 10, 2017
Book Page	002690/000780

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 9, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 515 Prospect Ave was $13,731 with a veteran's exemption, up 5.9% from the year before.

Source: Bergen County and Dumont Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Dumont Borough
Unified School District	Dumont Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$631,900 (+7.69%) Land $349,700 Building $282,200	$631,900 (+7.69%) Land $349,700 Building $282,200
2025	$13,731.00 (+5.94%) Veteran's exemption	$586,800 Land $318,800 Building $268,000	$586,800 Land $318,800 Building $268,000
2024	$12,961.00
2023		$325,000 Land $181,500 Building $143,500	$325,000 Land $181,500 Building $143,500
2022	$12,369.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 515 Prospect Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 515 Prospect Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 580 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20