Bergen County and Dumont Borough property record for 476 Prospect Ave, Dumont, NJ 07628
| Property Type | Single Family Home |
|---|---|
| Details | 1,066 sqft · built 1956 |
| Lot Size | 0.172 acres (7,501 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $515,000 (May 2021) |
| Tax Bill | $11,375 (2025) |
| Deeds & Mortgages | Aug 2026 Line of Credit May 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-00401-0000-00002 |
| Primary APN | 10-00401-0000-00002 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,066 sqft Living Area |
|---|
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Lot Area | 7,501 sqft (0.172 acres) |
| Lot Dimensions | 100 ft deep x 75 ft wide |
| Account Number | 133300 |
|---|---|
| Street Address | 476 PROSPECT AVE |
| City | DUMONT |
| State | NJ |
| Zip | 07628-1404 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | 75X100 |
| Legal Subdivision | WHITE BEECHES ESTATES SEC 1 |
| Legal Block | 401 |
| Legal Lot Number | 2 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | DUMONT |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 10300 |
476 Prospect Ave is owned and occupied by two individuals who bought it in May 2021.
Source: Bergen County and Dumont Borough records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 476 PROSPECT AVE, DUMONT, NJ 07628-1404 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 7, 2026 | Deed of Trust, Mortgage · Line of Credit NEW AMERICAN FUNDING |
| May 12, 2021 | Deed, Transfer · Conventional Mortgage SIERRA PACIFIC MORTGAGE CO INC |
| Oct 10, 2017 | Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE INC |
| Mar 30, 2017 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 12, 2021 · Amount on File |
| Deed Sale | May 12, 2021 · Amount on File |
| Prior Sale | Oct 10, 2017 · Amount on File |
| Deed Document Number | 202174817 |
| Deed Book / Page | 4139 / 1 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Aug 7, 2026 |
| Property Address | 476 PROSPECT AVE, DUMONT, NJ 07628-1404 |
| Document Number | 0000055029 |
| Book / Page | 5870 / 1236 |
| Instrument Date | Jul 3, 2026 |
| Instrument | 202655029 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 476 PROSPECT AVE, DUMONT, NJ 07628-1404 |
| Document Number | 0000055029, |
|---|---|
| Date | Aug 7, 2026 |
| Book Page | 5870/1236 |
| Instrument | 202655029 |
| Name | NEW AMERICAN FUNDING |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jul 30, 2041 |
| Max Rate | -1% |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | May 12, 2021 |
| Property Address | 476 PROSPECT AVE, DUMONT, NJ 07628-1404 |
| Document Number | 0041390001 |
| Book / Page | 4139 / 1 |
| Instrument Date | Mar 26, 2021 |
| Instrument | 2021074817 |
| Transaction Type | Transfer |
| Record Updated | Jul 8, 2021 |
| Title Company | NOT AVAILABLE, TOP SHELF TITLE AGENCY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,319.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 476 PROSPECT AVE, 476, DUMONT, NJ 07628-1404 |
| Name | Verified Name |
|---|---|
| Address | 476 PROSPECT AVE, DUMONT, NJ 07628-1404 |
| Document Number | 2021074818 |
|---|---|
| Date | May 12, 2021 |
| Instrument | 2021074818 |
| Name | SIERRA PACIFIC MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Oct 10, 2017 |
| Property Address | 476 PROSPECT AVE, DUMONT, NJ 07628-1404 |
| Document Number | 0027461777 |
| Book / Page | 02746 / 1777 |
| Instrument Date | Sep 18, 2017 |
| Instrument | 17-075716 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,407.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 169 MEADOW LN, 169, PARAMUS, NJ 07652-5222 |
| Name | Verified Name |
|---|---|
| Address | 476 PROSPECT AVE, DUMONT, NJ 07628-1404 |
| Document Number | 0027461783 |
|---|---|
| Date | Oct 10, 2017 |
| Book Page | 02746/1783 |
| Instrument | 17-075716.01 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | BRECKSVILLE, OH 44141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2047 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Mar 30, 2017 |
| Property Address | 476 PROSPECT AVE, DUMONT, NJ 07628-1404 |
| Document Number | 0025760108 |
| Book / Page | 002576 / 000108 |
| Instrument Date | Jan 30, 2017 |
| Transaction Type | Foreclosure |
| Record Updated | May 24, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $264.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 169 MEADOW LN PARAMUS NJ 076525222, PARAMUS, NJ 07652-5222 |
The 2025 property tax bill for 476 Prospect Ave was $11,375, down 4.5% from the year before.
Source: Bergen County and Dumont Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Dumont Borough |
| Unified School District | Dumont Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $522,000 (+7.39%) Land $325,800 Building $196,200 | $522,000 (+7.39%) Land $325,800 Building $196,200 | |
| 2025 | $11,375.00 (-4.46%) | $486,100 Land $299,700 Building $186,400 | $486,100 Land $299,700 Building $186,400 |
| 2024 | $11,906.00 | ||
| 2023 | $292,900 Land $176,400 Building $116,500 | $292,900 Land $176,400 Building $116,500 | |
| 2022 | $11,373.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 476 Prospect Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2021) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 476 Prospect Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 580 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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