502 Ferry Point Rd, Annapolis, MD 21403 Property Records

Anne Arundel County property record for 502 Ferry Point Rd, Annapolis, MD 21403

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,110 sqft · built 1922
Lot Size	2.86 acres (124,582 sqft)
Owner	2 Individual Names on File
Last Sale	$656,000 (Oct 2020)
Tax Bill	$6,094 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Apr 2026 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-000-90006400`

Property Details

APN / Parcel Number

Primary APN	`02-000-90006400`
Alternative APNs	`2-000-90006400` `00090006400`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,110 sqft Living Area
Gross Area	2,462 sqft
1st Floor Area	1,018 sqft
Basement Area	176 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1922
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	124,582 sqft
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	176 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Radiant
Sewer	Connected

Location & Zoning

Account Number	00090006400
Street Address	502 FERRY POINT RD
City	ANNAPOLIS
State	MD
Zip	21403-1308
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	2.864 ACRES NR WILD ROSE SHORES
Legal Subdivision	NR WILD ROSE SHORES
Legal Block	4
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	6
Census Block Group	4
Census Block	4015
Census Tract	702500

Owner

502 Ferry Point Rd is owned and occupied by two individuals who acquired it in March 2021.

Source: Anne Arundel County records, as of September 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	502 FERRY POINT RD, ANNAPOLIS, MD 21403-1308
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2026	Deed of Trust · Line of Credit FIRST NATIONAL BANK OF PENNSYLVANIA
Apr 17, 2026	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK/PINCKNEYVILLE
May 17, 2021	Intrafamily Transfer, Transfer
Oct 8, 2020	Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 8, 2020 · Amount on File
Deed Sale	Oct 8, 2020 · Amount on File
Prior Sale	Feb 27, 2002
Deed Book / Page	35381 / 375
Last Transfer Date	Mar 10, 2021
Transfer Doc	0367950423
Record Updated	Oct 29, 2026

April 2026: Deed of Trust

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Apr 17, 2026
Property Address	502 FERRY POINT RD, ANNAPOLIS, MD 21403-1308
Document Number	4227000264
Book / Page	42275 / 264
Instrument Date	Apr 10, 2026
Record Updated	May 5, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust, 221
Address	502 FERRY POINT RD, ANNAPOLIS, MD 21403-1308
Investor	Possibly a Property Investor

Mortgage

Document Number	4227000264,
Date	Apr 17, 2026
Book Page	42275/264

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	264 Months
Due	Apr 10, 2048

Interest

Rate Type	Adjustable Rate
Rate	6.11%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Apr 17, 2026
Property Address	502 FERRY POINT RD, ANNAPOLIS, MD 21403-1308
Document Number	0422750264
Book / Page	42275 / 264
Instrument Date	Apr 10, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust, 221
Address	502 FERRY POINT RD, ANNAPOLIS, MD 21403-1308

Mortgage

Document Number	4227000264,
Date	Apr 17, 2026
Book Page	42275/264

Lender

Name	FIRST NATIONAL BANK/PINCKNEYVILLE

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	264 Months
Due	Apr 10, 2048

Interest

Rate Type	Adjustable Rate
Rate	6.11%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ANNE ARUNDEL MD
Recording Date	May 17, 2021
Property Address	502 FERRY POINT RD, ANNAPOLIS, MD 21403-1308
Document Number	0367950423
Book / Page	36795 / 423
Instrument Date	Mar 10, 2021
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	502 FERRY POINT RD, ANNAPOLIS, MD 21403-1308

October 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Oct 8, 2020
Property Address	502 FERRY POINT RD, ANNAPOLIS, MD 21403-1308
Document Number	0353810375
Book / Page	35381 / 375
Instrument Date	Sep 22, 2020
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	EAGLE TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,840.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	502 FERRY POINT RD, ANNAPOLIS, MD 21403-1308

Mortgage

Document Number	35381385
Date	Oct 8, 2020
Instrument	35381/385

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 502 Ferry Point Rd was $6,094 with a homeowner's exemption, up 1.9% from the year before.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$596,600 (+4.53%) Land $318,800 Building $277,800	$596,600 (-) Land $318,800 Building $277,800
2025	$6,094.00 (+1.94%) Homeowner's exemption	$570,733	$596,600 Land $318,800 Building $277,800
2024	$5,978.00 (+15.36%)
2023	$5,182.00 Homeowner's exemption	$519,000 Land $318,800 Building $200,200	$519,000 Land $318,800 Building $200,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 502 Ferry Point Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	11 (1996–2013)
Claims Outside the SFHA	4 of 11
Most Recent Claim	Jul 2013 · other causes
Claims by Event	Hurricane Isabel, Sep 2003 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 502 Ferry Point Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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