490 Ferry Point Rd, Annapolis, MD 21403 Property Records

Anne Arundel County property record for 490 Ferry Point Rd, Annapolis, MD 21403

Property Summary

Property TypeSingle Family Home
Details5 ba · 5,776 sqft · built 2004
Lot Size4.48 acres (195,584 sqft)
Owner2 Individual Names on Record
Last Sale$950,000 (Jun 2001)
Tax Bill$29,997 (2025)
Flood ZoneZone X (minimal risk)
APN02-003-90062186

Property Details

APN / Parcel Number

Primary APN02-003-90062186
Alternative APNs
  • 200390062186
  • 00390062186

Interior

Full Baths5 Baths
Stories2 Stories
Building Area8,256 sqft Living Area
Gross Area8,832 sqft
1st Floor Area2,866 sqft
Basement Area2,480 sqft
Finished Basement2,480 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleConventional
Exterior MaterialBrick
Construction TypeBrick
Roof MaterialComposition Shingle
Lot Area195,584 sqft
View / LotWaterfront
Garage TypeAttached
Garage Area576 sqft
Parking Spaces4 Parking Spaces

Exterior Amenities

Pool Area360 sqft
PorchOpen Porch
Porch Area238 sqft
Deck Area576 sqft
Bath House144 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerConnected

Location & Zoning

Account Number00390062186
Street Address490 FERRY POINT RD
CityANNAPOLIS
StateMD
Zip21403-1348
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 14 E HLF LT 13 ARBUTUS BANKS
Legal SubdivisionARBUTUS BANKS
Legal Block4
Legal Lot Number13
JurisdictionANNE ARUNDEL MD
Township / Civil Division6
Census Block Group4
Census Block4015
Census Tract702500

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address490 FERRY POINT RD, ANNAPOLIS, MD 21403-1348
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 7, 2001 · Amount on Record
Deed SaleJun 7, 2001 · Amount on Record
Prior SaleMay 3, 1994 · Amount on Record
Deed Document Number20017228
Deed Book / Page10470 / 84
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,698,700 (+72.68%) Land $1,421,700 Building $3,277,000$4,698,700 (+72.68%) Land $1,421,700 Building $3,277,000
2025$29,997.00 (+8.08%)
2023$27,755.00 Homeowner's exemption$2,721,100 Land $1,221,700 Building $1,499,400$2,721,100 Land $1,221,700 Building $1,499,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 17 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies17 in force
Nearby Flood Claims11 (1996–2013)
Claims Outside the SFHA4 of 11
Most Recent ClaimJul 2013 · other causes
Claims by Event
  • Hurricane Isabel, Sep 2003 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
Starlink
Satellite
280 / 30

May also be available: T-Mobile.

Nearby Properties on Ferry Point Rd

Nearby Streets

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