513 Ferry Point Rd, Annapolis, MD 21403 Property Records

Anne Arundel County property record for 513 Ferry Point Rd, Annapolis, MD 21403

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,912 sqft · built 1961
Lot Size	0.687 acres (29,920 sqft)
Owner	2 Individual Names on Record
Last Sale	$545,000 (Jan 2021)
Tax Bill	$7,556 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Jan 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-069-08711525`

Property Details

APN / Parcel Number

Primary APN	`02-069-08711525`
Alternative APNs	`2-069-08711525` `06908711525`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,912 sqft Living Area
1st Floor Area	1,384 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Split Level
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	29,920 sqft (0.687 acres)
Deck Area	210 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	06908711525
Street Address	513 FERRY POINT RD
City	ANNAPOLIS
State	MD
Zip	21403-1324
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 14 BITTERSWEET
Legal Subdivision	BITTERSWEET
Legal Block	4
Legal Lot Number	14
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	6
Census Block Group	4
Census Block	4015
Census Tract	702500

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	913 MELVIN RD, ANNAPOLIS, MD 21403-1315
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Jan 22, 2021	Deed, Transfer · Conventional Mortgage FIRST HOME MORTGAGE CORP
Jan 4, 2019	Grant Deed, Transfer · Conventional with PMI BANK OF AMERICA
Dec 18, 2018	Grant Deed, Transfer NORTHCO TITLE CORPORATION, NORTHCO TITLE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 22, 2021 · Amount on Record
Deed Sale	Jan 22, 2021 · Amount on Record
Prior Sale	Jan 4, 2019 · Amount on Record
Deed Book / Page	35995 / 118
Prior Transfer Date	Nov 20, 2007
Prior Transfer Doc	0197010438
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	513 FERRY POINT RD, ANNAPOLIS, MD 21403-1324
Transaction Type	Mortgage
Record Updated	Oct 24, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0354400211
Date	Oct 21, 2020
Book Page	35440/211

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	355 Months
Due	May 1, 2050

January 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Jan 22, 2021
Property Address	513 FERRY POINT RD, ANNAPOLIS, MD 21403-1324
Document Number	0359950118
Book / Page	35995 / 118
Map Reference	MB 30 PG 2
Instrument Date	Dec 21, 2020
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	EAGLE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,175.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	913 MELVIN RD, ANNAPOLIS, MD 21403-1315

Mortgage

Document Number	35995124
Date	Jan 22, 2021
Instrument	35995/124

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Jan 4, 2019
Property Address	513 FERRY POINT RD, ANNAPOLIS, MD 21403-1324
Document Number	0327830001
Book / Page	032783 / 000001
Instrument Date	Dec 18, 2018
Transaction Type	Transfer
Record Updated	Feb 12, 2019
Title Company	NORTHCO TITLE CORPORATION, NORTHCO TITLE CORP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$485.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	513 FERRY POINT RD ANNAPOLIS MD 214031324, ANNAPOLIS, MD 21403-1324

Mortgage

Document Number	327830008
Date	Jan 4, 2019
Book Page	032783/000008

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 3, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.25%

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Dec 18, 2018
Property Address	513 FERRY POINT RD, ANNAPOLIS, MD 21403-1324
Document Number	0327830001
Book / Page	032783 / 000001
Instrument Date	Dec 18, 2018
Transaction Type	Transfer
Record Updated	Jan 21, 2019
Title Company	NORTHCO TITLE CORPORATION, NORTHCO TITLE CORP

Transaction

Amount	Amount Recorded
Tax	$485.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	513 FERRY POINT RD ANNAPOLIS MD 214031324, ANNAPOLIS, MD 21403-1324

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$587,800 (+2.34%) Land $333,400 Building $254,400	$587,800 (-) Land $333,400 Building $254,400
2025	$7,556.00 (+4.86%)	$574,333 (+4.92%)	$587,800 (+7.38%) Land $333,400 Building $254,400
2024	$7,206.00 (+20.56%)
2023	$5,977.00	$547,400 Land $333,400 Building $214,000	$547,400 Land $333,400 Building $214,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	11 (1996–2013)
Claims Outside the SFHA	4 of 11
Most Recent Claim	Jul 2013 · other causes
Claims by Event	Hurricane Isabel, Sep 2003 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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