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502 E White St, Champaign, IL 61820 Property Records

Champaign County property record for 502 E White St, Champaign, IL 61820

Property Summary

Property TypeCommercial
Lot Size0.2 acres (8,731 sqft)
Owner2 Company Names on File
Tax Bill$31,154 (2024)
Deeds & MortgagesJan 2020 Mortgage
Jan 2020 Line of Credit
+ 4 more
Flood ZoneZone X (minimal risk)
APN46-21-07-381-007

Property Details

APN / Parcel Number

Primary APN46-21-07-381-007

Interior

Units56 Units

Exterior

Architectural StyleMulti-Family
Lot Area8,731 sqft (0.2 acres)

Location & Zoning

Street Address502 E WHITE ST
CityCHAMPAIGN
StateIL
Zip61820-4461
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionLOT 151 SUB OF S PT LT 1 OF SEC. 7-19-9 - AKA - MASTER IN CHANCERY SUB OF S PT. LT 1 SEC. 7-19-9 - AKA - COL. M.
Legal Range09E
Legal Township19N
Legal Section07
Legal SubdivisionMASTER IN CHANCERY SUB
Legal Lot Number151,1
JurisdictionCHAMPAIGN IL
Township / Civil DivisionCHAMPAIGN CITY
Census Block Group2
Census Block2005
Census Tract302

Owner

Source: Champaign County records · APN 46-21-07-381-007

Assessment roll updated April 29, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address505 S 5TH ST, CHAMPAIGN, IL 61820-5564
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Jan 21, 2020Deed of Trust, Mortgage · Commercial Mortgage
BANKCHAMPAIGN NA
Jan 10, 2020Deed of Trust, Mortgage · Line of Credit
BANKCHAMPAIGN
Jul 22, 2019Trustee's Deed, Construction Loan · Line of Credit
LONGVIEW BK
May 30, 2019Loan Modification, Mortgage
LONGVIEW BK
Jun 21, 2018Loan Modification, Mortgage
LONGVIEW BK
Jun 20, 2017Loan Modification, Mortgage
LONGVIEW BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last Transfer DateDec 12, 2008
Transfer Doc0000030803
Record UpdatedJun 08, 2026

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHAMPAIGN IL
Property Address502 E WHITE ST, CHAMPAIGN, IL 61820-4461
Transaction TypeMortgage
Record UpdatedFeb 07, 2021
Title CompanyALLIED CAPITAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000970
DateJan 21, 2020
Instrument2020R00970
Lender
NameBANKCHAMPAIGN NA
TypeBank
AddressCHAMPAIGN, IL 61824
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term12 Months
DueJan 10, 2021
Interest
Rate TypeAdjustable Rate
Rate5.75%
Min Rate At Change5.75%

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHAMPAIGN IL
Property Address502 E WHITE ST, CHAMPAIGN, IL 61820-4461
Document Number0000000968
Instrument DateJan 10, 2020
Transaction TypeMortgage
Record UpdatedFeb 14, 2020
Title CompanyACT TITLE COMPANY INC, ACT TITLE CO INC

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address505 S 5TH ST CHAMPAIGN IL 618205564, CHAMPAIGN, IL 61820-5564

Mortgage

Document Number0000000968
DateJan 21, 2020
Instrument968
Lender
NameBANKCHAMPAIGN
TypeBank
Address2101 S NEIL ST, CHAMPAIGN, IL 61820-7503
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueJan 20, 2025
Interest
Rate TypeAdjustable Rate

July 2019: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionCHAMPAIGN IL
Recording DateJul 22, 2019
Property Address502 E WHITE ST, CHAMPAIGN, IL 61820-4461
Instrument DateJul 16, 2019
Instrument11625
Transaction TypeConstruction Loan
Record UpdatedAug 07, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address505 S 5TH ST CHAMPAIGN IL 618205564, CHAMPAIGN, IL 61820-5564

Mortgage

Document Number0000011625
DateJul 22, 2019
Instrument11625
Lender
NameLONGVIEW BK
AddressOGDEN, IL 61859
Agreement
TypeLine of Credit
AmountAmount Recorded
Term12 Months
DueJul 21, 2020
Interest
Rate TypeAdjustable Rate
Rate5.5%

May 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionCHAMPAIGN IL
Property Address502 E WHITE ST, CHAMPAIGN, IL 61820-4461
Document Number0000008286
Instrument DateMay 30, 2019
Transaction TypeMortgage
Record UpdatedJun 21, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address505 S 5TH ST CHAMPAIGN IL 618205564, CHAMPAIGN, IL 61820-5564

Mortgage

Document Number0000008286
DateJun 05, 2019
Instrument8286
Lender
NameLONGVIEW BK
AddressOGDEN, IL 61859
Agreement
Term12 Months
DueJun 04, 2020

June 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionCHAMPAIGN IL
Property Address502 E WHITE ST, CHAMPAIGN, IL 61820-4461
Document Number0000010807
Instrument DateJun 21, 2018
Transaction TypeMortgage
Record UpdatedJul 24, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address502 E WHITE ST CHAMPAIGN IL 618204461, CHAMPAIGN, IL 61820-4461

Mortgage

Document Number0000010807
DateJun 28, 2018
Instrument10807
Lender
NameLONGVIEW BK
AddressOGDEN, IL 61859
Agreement
Term12 Months
DueJun 27, 2019

June 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionCHAMPAIGN IL
Property Address502 E WHITE ST, CHAMPAIGN, IL 61820-4461
Document Number0000011424
Instrument DateJun 20, 2017
Transaction TypeMortgage
Record UpdatedJun 30, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address505 S 5TH ST CHAMPAIGN IL 618205564, CHAMPAIGN, IL 61820-5564

Mortgage

Document Number0000011424
DateJun 26, 2017
Instrument11424
Lender
NameLONGVIEW BK
AddressOGDEN, IL 61859
Agreement
Term12 Months
DueJun 25, 2018

Tax Assessment & Valuation

Source: Champaign County records · Assessment roll updated April 29, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateIllinois
CountyChampaign County
County SubdivisionChampaign City Township
MunicipalityChampaign City
Unified School DistrictChampaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$365,590 (+21.8%) Land $142,400 Building $223,190$1,096,770 (+21.8%) Land $427,200 Building $669,570
2024$31,154.00 (+12.87%)
2022$27,601.00$300,150 Land $106,630 Building $193,520$900,450 Land $319,890 Building $580,560

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 14, 2021 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
WH i3B Bidco LLC/WH i3B Topco
Fiber		8,000 / 8,000
Pavlov Media
Fiber		2,000 / 2,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area		100 / 20
T-Mobile USA
Fixed Wireless		100 / 20

May also be available: AMG Technology Investment Group, Consolidated Communications, Gargoyle Technologies.

Based on FCC filings for 265 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemIL AMERICAN-CHAMPAIGN
private · serves 150,000 people
Water SourceGroundwater
Last State InspectionSep 2025
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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