405 E White St, Champaign, IL 61820 Property Records

Champaign County property record for 405 E White St, Champaign, IL 61820 · Last verified May 2026

Property Highlights

Property TypeCommercial > Retail
Architecture StyleMultifamily
Lot Size8,836 sqft (0.203 acres)
Last Sale$3,000,000 (2025)
Tax Bill$40,537.00 (2024)

Property Details

APN / Parcel Number

Primary APN46-21-07-378-003

Interior

Units108 Units

Exterior

Architectural StyleMultifamily Style
Lot Area8,836 sqft (0.203 acres)

Location & Zoning

Street Address405 E WHITE ST
CityCHAMPAIGN
StateIL
Zip61820-4350
Property UsageCommercial Property Usage
TypeCommercial > Retail
Legal DescriptionLOT 159 SUB OF S PT LT 1 OF SEC. 7-19-9 - AKA - MASTER IN CHANCERY SUB OF S PT. LT 1 SEC. 7-19-9 - AKA - COL. M.
Legal Range09E
Legal Township19N
Legal Section07
Legal SubdivisionMASTER IN CHANCERY SUB
Legal Lot Number159,1
JurisdictionCHAMPAIGN IL
Minor Civil DivisionCHAMPAIGN CITY
Census Blockgroup3
Census Block3007
Census Tract302

Owner

Source: Champaign County records · APN 46-21-07-378-003

Assessment roll updated April 29, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address510 S NEIL ST, CHAMPAIGN, IL 61820-5220
Owner TypeOwner is a Company

Deeds, Mortgages & Sale History

DateDocument
Nov 18, 2019Deed of Trust, Mortgage · Line of Credit
LONGVIEW BANK
Nov 17, 2020Loan Modification, Mortgage
LONGVIEW BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 09, 2025 · Amount on Record
Deed SaleJul 09, 2025 · Amount on Record
Deed Doc Number20259809
Record RefreshedJun 08, 2026

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHAMPAIGN IL
Property Address405 E WHITE ST, CHAMPAIGN, IL 61820-4350
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyALLIED CAPITAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000019339
DateNov 18, 2019
Instrument2019R19339
Lender
NameLONGVIEW BANK
TypeBank
AddressOGDEN, IL 61859
Agreement
TypeLine of Credit
AmountAmount Recorded
Term12 Months
DueNov 06, 2020
Interest
Rate TypeAdjustable Rate
Rate4.25%
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).
Min Rate At Change4%

November 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionCHAMPAIGN IL
Property Address405 E WHITE ST, CHAMPAIGN, IL 61820-4350
Document Number0000024442
Instrument DateNov 17, 2020
Transaction TypeMortgage
Record UpdatedJan 25, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address505 S 5TH ST CHAMPAIGN IL 618205564, CHAMPAIGN, IL 61820-5564

Mortgage

Document Number0000024442
DateNov 20, 2020
Instrument24442
Lender
NameLONGVIEW BK
AddressOGDEN, IL 61859
Agreement
Term12 Months
DueNov 19, 2021

Tax Assessment & Valuation

Source: Champaign County records · Assessment roll updated April 29, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateIllinois
CountyChampaign County
County SubdivisionChampaign City Township
MunicipalityChampaign City
Unified School DistrictChampaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$521,880 (+33.63%) Land $142,400 Building $379,480$1,565,640 (+33.63%) Land $427,200 Building $1,138,440
2024$40,537.00 (+12.87%)
2022$35,914.00$390,550 Land $106,630 Building $283,920$1,171,650 Land $319,890 Building $851,760

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Champaign County (17019C), updated July 14, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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