408 E White St, Champaign, IL 61820 Property Records

Champaign County property record for 408 E White St, Champaign, IL 61820

Property Summary

Property Type	Commercial
Lot Size	0.201 acres (8,745 sqft)
Owner	2 Company Names on Record
Last Sale	$750,000 (Jan 2018)
Tax Bill	$30,152 (2024)
Deeds & Mortgages	Mortgage Jan 2024 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`46-21-07-377-005`

Property Details

APN / Parcel Number

Primary APN	`46-21-07-377-005`

Interior

Units	20 Units

Exterior

Architectural Style	Multi-Family
Lot Area	8,745 sqft (0.201 acres)

Location & Zoning

Street Address	408 E WHITE ST
City	CHAMPAIGN
State	IL
Zip	61820-4351
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	LOT 153 SUB OF S PT LT 1 OF SEC. 7-19-9 - AKA - MASTER IN CHANCERY SUB OF S PT. LT 1 SEC. 7-19-9 - AKA - COL. M.
Legal Range	09E
Legal Township	19N
Legal Section	07
Legal Subdivision	MASTER IN CHANCERY SUB
Legal Lot Number	153,1
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CHAMPAIGN CITY
Census Block Group	3
Census Block	3004
Census Tract	302

Owner

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	505 S 5TH ST, CHAMPAIGN, IL 61820-5564
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
	Deed of Trust, Mortgage
Jan 8, 2024	Deed of Trust, Mortgage · Line of Credit LONGVIEW BANK
Aug 14, 2018	Deed of Trust, Mortgage · Commercial Mortgage LONGVIEW BANK
Jan 30, 2018	Warranty Deed, Transfer LONGVIEW BANK
Feb 15, 2017	Trustee's Deed, Transfer BANKCHAMPAIGN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 30, 2018 · Amount on Record
Deed Sale	Jan 30, 2018 · Amount on Record
Prior Sale	Feb 15, 2017 · Amount on Record
Deed Document Number	20181461
Record Updated	Oct 29, 2026

: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	408 E WHITE ST, CHAMPAIGN, IL 61820-4351
Transaction Type	Mortgage
Record Updated	Mar 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	408 E WHITE ST, CHAMPAIGN, IL 61820-4351
Transaction Type	Mortgage
Record Updated	Jan 17, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000400
Date	Jan 8, 2024
Instrument	2024R00400

Lender

Name	LONGVIEW BANK
Type	Bank
Address	SAINT JOSEPH, IL 61873

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Change Frequency	2 Years

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	408 E WHITE ST, CHAMPAIGN, IL 61820-4351
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014224
Date	Aug 14, 2018
Instrument	2018R14224

Lender

Name	LONGVIEW BANK
Type	Bank
Address	OGDEN, IL 61859

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	59 Months
Due	Jul 25, 2023

Interest

Rate	4.5%

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Jan 30, 2018
Property Address	408 E WHITE ST, CHAMPAIGN, IL 61820-4351
Document Number	0000001461
Map Reference	DD F PG415
Instrument Date	Jan 25, 2018
Instrument	2018R01461
Transaction Type	Transfer
Record Updated	Apr 28, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,125.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	505 S 5TH ST, CHAMPAIGN, IL 61820-5564

Mortgage

Document Number	0000001462
Date	Jan 30, 2018
Instrument	2018R01462

Lender

Name	LONGVIEW BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Jan 25, 2023

February 2017: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Feb 15, 2017
Property Address	408 E WHITE ST, CHAMPAIGN, IL 61820-4351
Document Number	0000002687
Instrument Date	Jan 20, 2017
Instrument	2687
Transaction Type	Transfer
Record Updated	Feb 28, 2017

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,175.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	510 S NEIL ST CHAMPAIGN IL 618205220, CHAMPAIGN, IL 61820-5220

Mortgage

Document Number	2688
Date	Feb 15, 2017
Instrument	2688

Lender

Name	BANKCHAMPAIGN
Type	Bank
Address	2101 S NEIL ST, CHAMPAIGN, IL 61820-7503

Agreement

Amount	Amount Recorded

Interest

Rate	4.35%

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Champaign City Township
Municipality	Champaign City
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$358,160 (+3.58%) Land $142,400 Building $215,760	$1,074,480 (+3.58%) Land $427,200 Building $647,280
2024	$30,152.00 (+6.18%)	$345,770 (+19.03%) Land $126,920 Building $218,850	$1,037,310 (+19.03%) Land $380,760 Building $656,550
2023	$28,398.00 (+6.31%)
2022	$26,713.00	$290,500 Land $106,630 Building $183,870	$871,500 Land $319,890 Building $551,610

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Pavlov Media Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Fidium Fiber, Nextlink, Volo.net Internet+Tech.

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