502 E Tomaras Ave, Savoy, IL 61874 Property Records

Champaign County property record for 502 E Tomaras Ave, Savoy, IL 61874

Property Summary

Property Type	Single Family Home
Lot Size	0.186 acres (8,121 sqft)
Owner	Individual Name on File
Last Sale	$270,000 (Jun 2020)
Tax Bill	$7,088 (2024)
Deeds & Mortgages	Jan 2022 Line of Credit Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-20-36-427-002`

Property Details

APN / Parcel Number

Primary APN	`03-20-36-427-002`

Exterior

Lot Area	8,121 sqft (0.186 acres)

Location & Zoning

Street Address	502 E TOMARAS AVE
City	SAVOY
State	IL
Zip	61874-9745
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 21 PRAIRIE FIELDS 1 SUB
Legal Range	08E
Legal Township	19N
Legal Section	36
Legal Subdivision	PRAIRIE FIELDS 1 SUB
Legal Lot Number	21
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CHAMPAIGN
Census Block Group	1
Census Block	1001
Census Tract	1400

Owner

502 E Tomaras Ave is owned and occupied by an individual who bought it in June 2020.

Source: Champaign County records, as of June 2, 2026

Owner of Record	Individual Name on File
Mailing Address	502 E TOMARAS AVE, SAVOY, IL 61874-9745
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2022	Deed of Trust, Mortgage · Line of Credit FIRST FSB OF CHAMPAIGN URBANA
Jun 26, 2020	Warranty Deed, Transfer · Conventional Mortgage FIRST FSB/CHAMPAIGN-URBANA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 26, 2020 · Amount on File
Deed Sale	Jun 26, 2020 · Amount on File
Deed Document Number	202011732
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	502 E TOMARAS AVE, SAVOY, IL 61874-9745
Transaction Type	Mortgage
Record Updated	Jan 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000736
Date	Jan 12, 2022
Instrument	2022R00736

Lender

Name	FIRST FSB OF CHAMPAIGN URBANA
Type	Bank
Address	CHAMPAIGN, IL 61820

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Jan 7, 2037

Interest

Rate Type	Adjustable Rate
Type Change Date	Jan 7, 2037
Change Frequency	Monthly
Min Rate At Change	4.5%
Max Rate	18%

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Jun 26, 2020
Property Address	502 E TOMARAS AVE, SAVOY, IL 61874-9745
Document Number	0000011732
Instrument Date	Jun 16, 2020
Instrument	11732
Transaction Type	Transfer
Record Updated	Aug 18, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$405.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	502 E TOMARAS AVE SAVOY IL 618749745, SAVOY, IL 61874-9745

Mortgage

Document Number	11733
Date	Jun 26, 2020
Instrument	11733

Lender

Name	FIRST FSB/CHAMPAIGN-URBANA
Type	Bank
Address	CHAMPAIGN, IL 61820

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 25, 2050

Interest

Rate	2.87%

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Champaign Township
Municipality	Savoy Village
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$115,370 Land $21,630 Building $93,740	$346,110 Land $64,890 Building $281,220
2024	$7,088.00
2022	$6,414.00 Homeowner's exemption	$88,260 Land $16,550 Building $71,710	$264,780 Land $49,650 Building $215,130

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 502 E Tomaras Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 502 E Tomaras Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 486 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Pavlov Media Fiber	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: i3 Broadband.

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