505 E Tomaras Ave, Savoy, IL 61874 Property Records

Champaign County property record for 505 E Tomaras Ave, Savoy, IL 61874

Property Summary

Property Type	Single Family Home
Lot Size	0.18 acres (7,849 sqft)
Owner	2 Individual Names on Record
Last Sale	$322,000 (Jul 2026)
Tax Bill	$5,643 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Nov 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-20-36-429-002`

Property Details

APN / Parcel Number

Primary APN	`03-20-36-429-002`

Exterior

Lot Area	7,849 sqft (0.18 acres)

Location & Zoning

Street Address	505 E TOMARAS AVE
City	SAVOY
State	IL
Zip	61874-9746
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 36 PRAIRIE FIELDS 1 SUB
Legal Range	08E
Legal Township	19N
Legal Section	36
Legal Subdivision	PRAIRIE FIELDS 1 SUB
Legal Lot Number	36
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CHAMPAIGN
Census Block Group	1
Census Block	1016
Census Tract	1400

Owner

Source: Champaign County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	505 E TOMARAS AVE, SAVOY, IL 61874-9746
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2026	Warranty Deed, Transfer · Conventional Mortgage BANK OF SPRINGFIELD
Nov 9, 2022	Warranty Deed, Transfer · Conventional Mortgage PRIMELENDING
May 8, 2018	Deed of Trust, Mortgage · Commercial Mortgage MARINE BANK SPRINGFIELD
May 29, 2018	Warranty Deed, Transfer · ARM CEFCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2026 · Amount on Record
Deed Sale	Jul 1, 2026 · Amount on Record
Prior Sale	Nov 9, 2022 · Amount on Record
Deed Document Number	202610085
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Jul 1, 2026
Property Address	505 E TOMARAS AVE, SAVOY, IL 61874-9746
Document Number	0000010085
Instrument Date	Jun 17, 2026
Instrument	202610085
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$48,783.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	505 E TOMARAS AVE, SAVOY, IL 61874-9746

Mortgage

Document Number	0000010086,
Date	Jul 1, 2026
Instrument	202610086

Lender

Name	BANK OF SPRINGFIELD

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Nov 9, 2022
Property Address	505 E TOMARAS AVE, SAVOY, IL 61874-9746
Document Number	0000020092
Map Reference	MB CC PG 140
Instrument Date	Oct 31, 2022
Instrument	2022R20092
Transaction Type	Transfer
Record Updated	Nov 18, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$305.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	505 E TOMARAS AVE, SAVOY, IL 61874-9746

Mortgage

Document Number	0000020093
Date	Nov 9, 2022
Instrument	2022R20093

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

Interest

Rate	6.99%

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	505 E TOMARAS AVE, SAVOY, IL 61874-9746
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007253
Date	May 8, 2018
Instrument	2018R07253

Lender

Name	MARINE BANK SPRINGFIELD
Type	Bank
Address	SPRINGFIELD, IL 62704

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	May 29, 2018
Property Address	505 E TOMARAS AVE, SAVOY, IL 61874-9746
Document Number	0000008522
Map Reference	MB CC PG140
Instrument Date	May 25, 2018
Instrument	2018R08522
Transaction Type	Transfer
Record Updated	Apr 28, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$348.75
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	104 S MARKET ST, OGDEN, IL 61859-9755

Mortgage

Document Number	0000008523
Date	May 29, 2018
Instrument	2018R08523

Lender

Name	CEFCU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Jun 1, 2028
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	5.75%
Index	1-Year CMT
Max Rate	9.75%

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Champaign Township
Municipality	Savoy Village
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,643.00 (+9.04%)	$86,050 (+30.72%) Land $21,630 Building $64,420	$258,150 (+30.72%) Land $64,890 Building $193,260
2024	$5,175.00 (+10.93%)
2022	$4,665.00 Homeowner's exemption	$65,830 Land $16,550 Building $49,280	$197,490 Land $49,650 Building $147,840

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 486 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Pavlov Media Fiber	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: i3 Broadband.

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