411 E Tomaras Ave, Savoy, IL 61874 Property Records

Champaign County property record for 411 E Tomaras Ave, Savoy, IL 61874

Property Summary

Property Type	Single Family Home
Lot Size	0.181 acres (7,884 sqft)
Owner	2 Individual Names on Record
Last Sale	$317,000 (May 2024)
Tax Bill	$5,507 (2024)
Deeds & Mortgages	Dec 2018 Line of Credit Feb 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-20-36-428-007`

Property Details

APN / Parcel Number

Primary APN	`03-20-36-428-007`

Exterior

Lot Area	7,884 sqft (0.181 acres)

Location & Zoning

Street Address	411 E TOMARAS AVE
City	SAVOY
State	IL
Zip	61874-9692
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 33 PRAIRIE FIELDS 1 SUB
Legal Range	08E
Legal Township	19N
Legal Section	36
Legal Subdivision	PRAIRIE FIELDS 1 SUB
Legal Lot Number	33
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CHAMPAIGN
Census Block Group	1
Census Block	1012
Census Tract	1400

Owner

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	411 E TOMARAS AVE, SAVOY, IL 61874-9692
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2018	Deed of Trust, Mortgage · Line of Credit BUSEY BANK AN ILLINOIS BANKING CORPORATI
Feb 1, 2021	Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 17, 2024 · Amount on Record
Deed Sale	May 17, 2024 · Amount on Record
Prior Sale	Feb 1, 2021 · Amount on Record
Deed Document Number	20246382
Prior Transfer Date	Feb 29, 2016
Prior Transfer Doc	0000003149
Record Updated	Oct 29, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	411 E TOMARAS AVE, SAVOY, IL 61874-9692
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000022003
Date	Dec 28, 2018
Instrument	2018R22003

Lender

Name	BUSEY BANK AN ILLINOIS BANKING CORPORATI
Type	Bank
Address	URBANA, IL 61801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Dec 15, 2038

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Change Frequency	Monthly

February 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Feb 1, 2021
Property Address	411 E TOMARAS AVE, SAVOY, IL 61874-9692
Document Number	0000002319
Map Reference	MB CC PG 140
Instrument Date	Jan 20, 2021
Instrument	2021R02319
Transaction Type	Transfer
Record Updated	Apr 28, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$225.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	411 E TOMARAS AVE, SAVOY, IL 61874-9692

Mortgage

Document Number	0000002320
Date	Feb 1, 2021
Instrument	2021R02320

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 1, 2036

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Champaign Township
Municipality	Savoy Village
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$91,140 (+30.72%) Land $21,630 Building $69,510	$273,420 (+30.72%) Land $64,890 Building $208,530
2024	$5,507.00 (+10.83%)
2022	$4,969.00 Homeowner's exemption	$69,720 Land $16,550 Building $53,170	$209,160 Land $49,650 Building $159,510

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 486 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Pavlov Media Fiber	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: i3 Broadband.

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