502 E Howard St, Winona, MN 55987 Property Records

Winona County property record for 502 E Howard St, Winona, MN 55987

Property Summary

Property Type	Multi-Family Dwellings
Details	3 bd · 1 ba · 1,461 sqft · built 1885
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on Record
Last Sale	$285,000 (May 2024)
Tax Bill	$4,006 (2026)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Jun 2018 Mortgage
APN	`32.100.0450`

Property Details

APN / Parcel Number

Primary APN	`32.100.0450`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,461 sqft Total Area
1st Floor Area	1,461 sqft
Basement Area	204 sqft
Unfinished Basement	204 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1885
Effective Year Built	Effective 1987
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Fire Resistance	Fireproof Reinforced Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	140 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	440 sqft
Porch	Porch
Porch Area	396 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	502 E HOWARD ST
City	WINONA
State	MN
Zip	55987-4346
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Legal Description	SECT-26 TWP-107 RANGE-007 CURTIS 1ST ADDITION LOT-007 BLOCK-005
Legal Range	007
Legal Township	107
Legal Section	26
Legal Subdivision	CURTIS 1ST ADDITION
Legal Block	5
Legal Lot Number	7
Jurisdiction	WINONA MN
Township / Civil Division	WINONA
Census Block Group	2
Census Block	2022
Census Tract	670600

Owner

Source: Winona County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	36340 ROSEWOOD CT, INDEPENDENCE, WI 54747-8756
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2022	Warranty Deed, Transfer · Conventional Mortgage ALTRA FCU
Jun 26, 2018	Deed of Trust, Mortgage WINONA NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 20, 2024 · Amount on Record
Deed Sale	May 20, 2024 · Amount on Record
Prior Sale	Jun 1, 2022 · Amount on Record
Deed Document Number	2024654750
Prior Transfer Date	Mar 31, 2022
Prior Transfer Doc	0000641755
Record Updated	Oct 29, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINONA MN
Recording Date	Jun 1, 2022
Property Address	502 E HOWARD ST, WINONA, MN 55987-4346
Document Number	000A643146
Instrument Date	Jun 1, 2022
Instrument	A643146
Transaction Type	Transfer
Record Updated	Jun 21, 2022
Title Company	RIVER VALLEY TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$871.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	472 COLLEGEVIEW ST, WINONA, MN 55987-2430

Mortgage

Document Number	000A643147
Date	Jun 1, 2022
Instrument	A643147

Lender

Name	ALTRA FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2037

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINONA MN
Property Address	502 E HOWARD ST, WINONA, MN 55987-4346
Transaction Type	Mortgage
Record Updated	Aug 30, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	610913
Date	Jun 26, 2018
Instrument	610913

Lender

Name	WINONA NATIONAL BANK
Type	Bank
Address	WINONA, MN 55987

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Jun 1, 2028

Tax Assessment & Valuation

Source: Winona County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Winona County
Municipality	Winona City
Unified School District	Winona Area Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,006.00 (+21.84%)	$322,400 (+17.92%) Land $40,600 Building $281,800	$322,400 (+17.92%) Land $40,600 Building $281,800
2025		$273,400 (+5.6%) Land $40,600 Building $232,800	$273,400 (+5.6%) Land $40,600 Building $232,800
2023	$3,288.00	$258,900 Land $39,000 Building $219,900	$258,900 Land $39,000 Building $219,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Winona serves 27,782 people · EPA ID MN1850013
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jul 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 770 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, Hiawatha Broadband Communications, Verizon.

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