483 E Howard St, Winona, MN 55987 Property Records

Winona County property record for 483 E Howard St, Winona, MN 55987

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,128 sqft · built 1885
Lot Size	0.131 acres (5,706 sqft)
Owner	2 Individual Names on File
Last Sale	$305,000 (Nov 2025)
Tax Bill	$2,166 (2026)
Deeds & Mortgages	May 2017 Line of Credit Nov 2025 Sale & Mortgage
APN	`32.105.0370`

Property Details

APN / Parcel Number

Primary APN	`32.105.0370`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,128 sqft Living Area
1st Floor Area	1,128 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1885
Effective Year Built	Effective 1992
Architectural Style	Ranch
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,706 sqft (0.131 acres)
Lot Dimensions	140 ft deep x 41 ft wide
Garage Type	Detached
Garage Area	576 sqft
Porch	Open Porch
Porch Area	56 sqft
Deck Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	483 E HOWARD ST
City	WINONA
State	MN
Zip	55987-4020
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-26 TWP-107 RANGE-007 CURTIS 2ND ADDITION LOT-OL3 COM 53'4" E OF NW COR OF OL 3 TH S 140' E 41' NLY 140' W 41' IN OL 3 &
Legal Range	007
Legal Township	107
Legal Section	26
Legal Subdivision	CURTIS 2ND ADDITION
Legal Lot Number	OL3
Jurisdiction	WINONA MN
Township / Civil Division	WINONA
Census Block Group	2
Census Block	2038
Census Tract	670600

Owner

483 E Howard St is owned by two individuals who bought it in November 2025.

Source: Winona County records, as of September 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	483 E 10TH ST, WINONA, MN 55987
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 22, 2017	Deed of Trust, Mortgage · Line of Credit ALTRA FCU
Nov 19, 2025	Warranty Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 19, 2025 · Amount on File
Deed Sale	Nov 19, 2025 · Amount on File
Deed Document Number	2025663827
Record Updated	Oct 29, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINONA MN
Property Address	483 E HOWARD ST, WINONA, MN 55987-4020
Transaction Type	Mortgage
Record Updated	Mar 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000602850
Date	May 22, 2017
Instrument	602850

Lender

Name	ALTRA FCU
Type	Credit Union
Address	ONALASKA, WI 54650

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 21, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINONA MN
Recording Date	Nov 19, 2025
Property Address	483 E HOWARD ST, WINONA, MN 55987-4020
Document Number	000A663827
Instrument Date	Nov 19, 2025
Instrument	A663827
Transaction Type	Transfer
Record Updated	Mar 16, 2026
Title Company	KNIGHT BARRY TITLE UNITED LLC, KNIGHT BARRY TTL UNITED LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,006.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	483 E HOWARD ST, WINONA, MN 55987-4020

Mortgage

Document Number	000A663828
Date	Nov 19, 2025
Instrument	A663828

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

Tax Assessment & Valuation

The 2026 property tax bill for 483 E Howard St was $2,166.

Source: Winona County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Winona County
Municipality	Winona City
Unified School District	Winona Area Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,166.00	$242,800 (+18.04%) Land $34,700 Building $208,100	$242,800 (+18.04%) Land $34,700 Building $208,100
2025		$205,700 Land $34,700 Building $171,000	$205,700 Land $34,700 Building $171,000
2024	$2,326.00 (+19.65%)
2023	$1,944.00	$196,000 Land $33,400 Building $162,600	$196,000 Land $33,400 Building $162,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 483 E Howard St.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 483 E Howard St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Winona serves 27,782 people · EPA ID MN1850013
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jul 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 770 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, Hiawatha Broadband Communications, Verizon.

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