501 E Howard St, Winona, MN 55987 Property Records

Winona County property record for 501 E Howard St, Winona, MN 55987

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,980 sqft · built 1885
Lot Size	0.167 acres (7,275 sqft)
Owner	Individual Name on File
Last Sale	$290,000 (Aug 2026)
Tax Bill	$2,430 (2026)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Jan 2026 Transfer + 1 more
APN	`32.105.0380`

Property Details

APN / Parcel Number

Primary APN	`32.105.0380`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,980 sqft Living Area
1st Floor Area	616 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1885
Effective Year Built	Effective 1991
Exterior Material	Vinyl
Foundation Type	Stone
Roof Type	Hip
Roof Material	Asphalt
Lot Area	7,275 sqft (0.167 acres)
Lot Dimensions	140 ft deep x 52 ft wide
Garage Area	336 sqft
Porch	Open Porch
Porch Area	20 sqft
Patio Area	350 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	501 E HOWARD ST
City	WINONA
State	MN
Zip	55987-4347
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-26 TWP-107 RANGE-007 CURTIS 2ND ADDITION LOT-OL4 PART OF OUTLOTS 3 & 4
Legal Range	007
Legal Township	107
Legal Section	26
Legal Subdivision	CURTIS 2ND ADDITION
Legal Lot Number	3-4
Jurisdiction	WINONA MN
Township / Civil Division	WINONA
Census Block Group	2
Census Block	2038
Census Tract	670600

Owner

501 E Howard St is owned and occupied by an individual who bought it in August 2026.

Source: Winona County records, as of October 8, 2026

Owner of Record	Individual Name on File
Mailing Address	501 E HOWARD ST, WINONA, MN 55987-4347
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2026	Warranty Deed, Transfer · Conventional Mortgage AFFINITY PLUS FEDERAL CREDIT UNION
Jan 14, 2026	Affidavit of Death of Joint Tenant, Transfer
May 16, 2022	Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 3, 2026 · Amount on File
Deed Sale	Aug 3, 2026 · Amount on File
Deed Document Number	2026668186
Prior Transfer Date	Jan 14, 2026
Prior Transfer Doc	0000664746
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINONA MN
Recording Date	Aug 3, 2026
Property Address	501 E HOWARD ST, WINONA, MN 55987-4347
Document Number	0000668186
Instrument Date	Jul 31, 2026
Instrument	2026668186
Transaction Type	Transfer
Record Updated	Oct 8, 2026
Title Company	HOMESTEAD LAND TITLE, HOMESTEAD TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$96,657.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	501 E HOWARD ST, WINONA, MN 55987-4347

Mortgage

Document Number	0000668186,
Date	Aug 3, 2026
Instrument	2026668186

Lender

Name	AFFINITY PLUS FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

January 2026: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	WINONA MN
Recording Date	Jan 14, 2026
Property Address	501 E HOWARD ST, WINONA, MN 55987-4347
Document Number	000A664746
Instrument Date	Dec 21, 2025
Instrument	A664746
Transaction Type	Transfer
Record Updated	Jun 10, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7100 TIMBER RIDGE CV S, COTTAGE GROVE, MN 55016-4466

May 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	WINONA MN
Recording Date	May 16, 2022
Property Address	501 E HOWARD ST, WINONA, MN 55987-4347
Document Number	000A642797
Instrument Date	Apr 20, 2022
Instrument	A642797
Transaction Type	Transfer
Record Updated	Jun 2, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	501 E HOWARD ST, WINONA, MN 55987-4347

Tax Assessment & Valuation

The 2026 property tax bill for 501 E Howard St was $2,430 with a homeowner's exemption.

Source: Winona County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Winona County
Municipality	Winona City
Unified School District	Winona Area Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,430.00 Homeowner's exemption	$264,800 (+16.91%) Land $41,900 Building $222,900	$264,800 (+16.91%) Land $41,900 Building $222,900
2025		$226,500 Land $41,900 Building $184,600	$226,500 Land $41,900 Building $184,600
2023	$1,938.00 Homeowner's exemption	$205,500 Land $40,300 Building $165,200	$205,500 Land $40,300 Building $165,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 501 E Howard St.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 501 E Howard St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Winona serves 27,782 people · EPA ID MN1850013
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jul 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 770 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, Hiawatha Broadband Communications, Verizon.

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