502 3rd St S, Buffalo, MN 55313 Property Records

Wright County property record for 502 3rd St S, Buffalo, MN 55313

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 876 sqft · built 1930
Lot Size	0.264 acres (11,505 sqft)
Owner	Individual Name on Record
Last Sale	$145,000 (Apr 2016)
Tax Bill	$2,630 (2026)
Deeds & Mortgages	Aug 2021 Mortgage May 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`103-022-000011`

Property Details

APN / Parcel Number

Primary APN	`103-022-000011`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	876 sqft Living Area
1st Floor Area	720 sqft
Basement Area	390 sqft
Finished Basement	390 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1980
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	11,505 sqft (0.264 acres)
Garage Area	308 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	502 3RD ST S
City	BUFFALO
State	MN
Zip	55313-1426
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-30 TWP-120 RANGE-025 CADYS 3RD ADDN E1/2OF OUTLOT A
Legal Range	025
Legal Township	120
Legal Section	30
Legal Subdivision	CADYS 3RD ADDN
Jurisdiction	WRIGHT MN
Township / Civil Division	BUFFALO
Census Block Group	3
Census Block	3024
Census Tract	100701

Owner

Source: Wright County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	502 3RD ST S, BUFFALO, MN 55313-1426
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2021	Deed of Trust, Mortgage · Commercial Mortgage BANKWEST
May 28, 2020	Deed of Trust, Mortgage · Line of Credit BANKWEST
Aug 17, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 26, 2016 · Amount on Record
Deed Sale	Apr 26, 2016 · Amount on Record
Prior Sale	Nov 9, 2012 · Amount on Record
Deed Document Number	20161313056
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	502 3RD ST S, BUFFALO, MN 55313-1426
Transaction Type	Mortgage
Record Updated	Oct 4, 2021
Title Company	CENTRAL LAND TITLE, CENTRAL LAND TTL GUARANTEE C

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	502 3RD ST S, BUFFALO, MN 55313-1426

Mortgage

Document Number	0001481454
Date	Aug 24, 2021
Instrument	1481454

Lender

Name	BANKWEST
Type	Bank
Address	BUFFALO, MN 55313

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Sep 1, 2031

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	502 3RD ST S, BUFFALO, MN 55313-1426
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001427855
Date	May 28, 2020
Instrument	1427855

Lender

Name	BANKWEST
Type	Bank
Address	BUFFALO, MN 55313

Agreement

Type	Line of Credit
Amount	Amount Recorded

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	502 3RD ST S, BUFFALO, MN 55313-1426
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001436943
Date	Aug 17, 2020
Instrument	1436943

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	311 Months
Due	Jul 1, 2046

Tax Assessment & Valuation

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Buffalo City
County	Wright County
Unified School District	Buffalo-Hanover-Montrose Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,630.00 (+9.4%)	$241,900 (+3.82%) Land $75,000 Building $166,900	$241,900 (+3.82%) Land $75,000 Building $166,900
2025		$233,000 (+1.35%) Land $75,000 Building $158,000	$233,000 (+1.35%) Land $75,000 Building $158,000
2023	$2,404.00 (+10.58%)	$229,900 Land $70,000 Building $159,900	$229,900 Land $70,000 Building $159,900
2022	$2,174.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	17 (1983–1986)
Most Recent Claim	Aug 1986 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Buffalo serves 16,711 people · EPA ID MN1860005
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Buffalo Fiber, Verizon, Xtratyme Technologies.

Nearby Properties on 3rd St S

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures