Wright County property record for 406 3rd St S, Buffalo, MN 55313
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 964 sqft · built 1993 |
| Lot Size | 0.195 acres (8,529 sqft) |
| Owner | Individual Name on File |
| Last Sale | $290,000 (Jul 2024) |
| Tax Bill | $3,134 (2026) |
| Deeds & Mortgages | Mar 2022 Mortgage Jun 2020 Sale & Second Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 103-019-001091 |
| Primary APN | 103-019-001091 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 964 sqft Living Area |
| 1st Floor Area | 964 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 2013 |
| Architectural Style | Ranch |
| Exterior Material | Metal |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Wood Shingle |
| Lot Area | 8,529 sqft (0.195 acres) |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 406 3RD ST S |
|---|---|
| City | BUFFALO |
| State | MN |
| Zip | 55313-1425 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-30 TWP-120 RANGE-025 CADYS 1ST ADDN BLOCK-001 LTS 9&10 BLK1 EX E71.23FT THOF BLK1 EX E71.23FT THOF |
| Legal Range | 025 |
| Legal Township | 120 |
| Legal Section | 30 |
| Legal Subdivision | CADYS 1ST ADDN |
| Legal Block | 1,1 |
| Legal Lot Number | 9-10 |
| Jurisdiction | WRIGHT MN |
| Township / Civil Division | BUFFALO |
| Census Block Group | 3 |
| Census Block | 3023 |
| Census Tract | 100701 |
Source: Wright County records · APN 103-019-001091
Assessment roll updated July 20, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 406 3RD ST S, BUFFALO, MN 55313-1425 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 15, 2022 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Jun 17, 2020 | Warranty Deed, Transfer · Stand-Alone Second Mortgage US BANK NA |
| Apr 17, 2020 | Affidavit of Death, Transfer ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 25, 2024 · Amount on Record |
| Deed Sale | Jul 25, 2024 · Amount on Record |
| Prior Sale | Jun 17, 2020 · Amount on Record |
| Deed Document Number | 20241675809 |
| Prior Transfer Date | Mar 31, 2020 |
| Prior Transfer Doc | 0001423964 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WRIGHT MN |
| Property Address | 406 3RD ST S, BUFFALO, MN 55313-1425 |
| Transaction Type | Mortgage |
| Record Updated | Apr 08, 2022 |
| Title Company | STEWART TITLE/MINNESOTA, STEWART TITLE OF MINNESOTA |
| Name | Verified Name |
|---|
| Document Number | 00A1501213 |
|---|---|
| Date | Mar 15, 2022 |
| Instrument | A1501213 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WRIGHT MN |
| Recording Date | Jun 17, 2020 |
| Property Address | 406 3RD ST S, BUFFALO, MN 55313-1425 |
| Document Number | 0001429838 |
| Instrument Date | May 28, 2020 |
| Instrument | 1429838 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Title Company | STEWART TITLE OF MINNESOTA |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $726.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 406 3RD ST S, BUFFALO, MN 55313-1425 |
| Document Number | 0001429840 |
|---|---|
| Date | Jun 17, 2020 |
| Instrument | 1429840 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | HOPKINS, MN 55343 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | WRIGHT MN |
| Recording Date | Apr 17, 2020 |
| Property Address | 406 3RD ST S, BUFFALO, MN 55313-1425 |
| Document Number | 0001423964 |
| Instrument Date | Mar 31, 2020 |
| Instrument | 1423964 |
| Transaction Type | Transfer |
| Record Updated | Jun 12, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 455 BUFFALO MN 553130455, BUFFALO, MN 55313-0455 |
Source: Wright County records · Assessment roll updated July 20, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Minnesota |
| Municipality | Buffalo City |
| County | Wright County |
| Unified School District | Buffalo-Hanover-Montrose Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,134.00 (+12.17%) | $281,300 (+4.07%) Land $75,000 Building $206,300 | $281,300 (+4.07%) Land $75,000 Building $206,300 |
| 2025 | $270,300 (+13.19%) Land $75,000 Building $195,300 | $270,300 (+13.19%) Land $75,000 Building $195,300 | |
| 2023 | $2,794.00 (+12.39%) | $238,800 Land $70,000 Building $168,800 | $238,800 Land $70,000 Building $168,800 |
| 2022 | $2,486.00 |
Source: FEMA National Flood Hazard Layer as of April 19, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 17 (1983–1986) |
| Most Recent Claim | Aug 1986 · tidal / storm surge |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Lumen Technologies DSL | 140 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: City of Buffalo, Minnesota, Verizon, Xtratyme Technologies.
Based on FCC filings for 365 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | Buffalo serves 16,711 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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