408 3rd St S, Buffalo, MN 55313 Property Records

Wright County property record for 408 3rd St S, Buffalo, MN 55313

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,035 sqft · built 1890
Lot Size	0.196 acres (8,559 sqft)
Owner	Individual Name on Record
Last Sale	$216,400 (Jul 2025)
Tax Bill	$2,250 (2026)
Deeds & Mortgages	Apr 2020 Sale Apr 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`103-019-001090`

Property Details

APN / Parcel Number

Primary APN	`103-019-001090`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,035 sqft Living Area
1st Floor Area	804 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1975
Exterior Material	Vinyl
Foundation Type	Stone
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	8,559 sqft (0.196 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	45 sqft
Patio Area	336 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	408 3RD ST S
City	BUFFALO
State	MN
Zip	55313-1425
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-30 TWP-120 RANGE-025 CADYS 1ST ADDN BLOCK-001 E71.23FT OF LTS9&10 OF LTS9&10
Legal Range	025
Legal Township	120
Legal Section	30
Legal Subdivision	CADYS 1ST ADDN
Legal Block	1
Legal Lot Number	S9
Jurisdiction	WRIGHT MN
Township / Civil Division	BUFFALO
Census Block Group	3
Census Block	3023
Census Tract	100701

Owner

Source: Wright County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	408 3RD ST S, BUFFALO, MN 55313-1425
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2020	Grant Deed, Transfer ATTORNEY ONLY
Apr 18, 2019	Warranty Deed, Transfer · Conventional Mortgage HOMEOWNERS FINANCIAL GROUP USA LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 23, 2025 · Amount on Record
Deed Sale	Jul 23, 2025 · Amount on Record
Prior Sale	Apr 18, 2019 · Amount on Record
Deed Document Number	20251581698
Prior Transfer Date	Jun 16, 2025
Prior Transfer Doc	00A1581698
Record Updated	Oct 29, 2026

April 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WRIGHT MN
Recording Date	Apr 17, 2020
Property Address	408 3RD ST S, BUFFALO, MN 55313-1425
Document Number	0001423965
Instrument Date	Mar 25, 2020
Instrument	1423965
Transaction Type	Transfer
Record Updated	Jun 12, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$485.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 311 BUFFALO MN 553130311, BUFFALO, MN 55313-0311

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Apr 18, 2019
Property Address	408 3RD ST S, BUFFALO, MN 55313-1425
Document Number	0001393766
Instrument Date	Apr 15, 2019
Instrument	1393766
Transaction Type	Transfer
Record Updated	May 12, 2021
Title Company	CENTRAL LAND TTL GUARANTEE C

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$590.70
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	408 3RD ST S, BUFFALO, MN 55313-1425

Mortgage

Document Number	0001393767
Date	Apr 18, 2019
Instrument	1393767

Lender

Name	HOMEOWNERS FINANCIAL GROUP USA LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Buffalo City
County	Wright County
Unified School District	Buffalo-Hanover-Montrose Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,250.00 (-1.57%)	$204,000 (-0.39%) Land $75,000 Building $129,000	$204,000 (-0.39%) Land $75,000 Building $129,000
2025		$204,800 (-2.15%) Land $75,000 Building $129,800	$204,800 (-2.15%) Land $75,000 Building $129,800
2023	$2,286.00 (+16.87%)	$209,300 Land $70,000 Building $139,300	$209,300 Land $70,000 Building $139,300
2022	$1,956.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	17 (1983–1986)
Most Recent Claim	Aug 1986 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Buffalo serves 16,711 people · EPA ID MN1860005
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Buffalo Fiber, Verizon, Xtratyme Technologies.

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