1. Home
  2. Tennessee
  3. Tipton County
  4. Covington
  5. Hwy 54 E

5019 Hwy 54 E, Covington, TN 38019 Property Records

Tipton County property record for 5019 Hwy 54 E, Covington, TN 38019

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,000 sqft · built 1901
Lot Size5 acres (217,800 sqft)
Owner2 Individual Names on Record
Last Sale$75,000 (Sep 2025)
Tax Bill$615 (2025)
Deeds & MortgagesSep 2026 Construction Loan
Sep 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN084043 03804

Property Details

APN / Parcel Number

Primary APN084043 03804
Alternative APN
  • 043 03804

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories2 Stories
Building Area2,000 sqft Living Area
1st Floor Area1,188 sqft
Upper Floors Area396 sqft
Utility RoomUtility Room
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces2 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 1901
Effective Year BuiltEffective 1968
Exterior MaterialSiding
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area217,800 sqft (5 acres)
TerrainRolling
Garage TypeFinished
Garage Area780 sqft
Parking Spaces3 Parking Spaces
PorchSlab
Porch Area588 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC
Heating FuelGas
SewerConnected

Location & Zoning

Street Address5019 HIGHWAY 54 E
CityCOVINGTON
StateTN
Zip38019-4905
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeFAR
Legal DescriptionDISTRICT: 13, COUNTY AREA: A62
JurisdictionTIPTON TN
Township / Civil Division2
Census Block Group1
Census Block1016
Census Tract40900

Owner

Source: Tipton County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1814 SIMONTON ST, COVINGTON, TN 38019-1507
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Sep 29, 2026Deed of Trust, Mortgage · Construction Mortgage
PATRIOT BANK
Sep 15, 2025Warranty Deed, Transfer · Closed-End Mortgage
PATRIOT BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 15, 2025 · Amount on Record
Deed SaleSep 15, 2025 · Amount on Record
Prior SaleMar 25, 1996 · Amount on Record
Deed Document Number2025286534
Deed Book / Page2095 / 925
Prior Transfer DateSep 12, 2025
Prior Transfer Doc0002095925
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTIPTON TN
Recording DateSep 29, 2026
Property Address5019 HIGHWAY 54 E, COVINGTON, TN 38019-4905
Document Number0000296155
Book / Page2142 / 566
Instrument DateSep 22, 2026
Instrument2026296155
Transaction TypeMortgage
Record UpdatedOct 6, 2026
Title CompanyCHICAGO TITLE W, CHICAGO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety, 298
Address1814 SIMONTON ST, COVINGTON, TN 38019-1507

Mortgage

Document Number0000296155,
DateSep 29, 2026
Book Page2142/566
Instrument2026296155
Lender
NamePATRIOT BANK
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueSep 22, 2027
Interest
Max Rate-1%

September 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionTIPTON TN
Recording DateSep 15, 2025
Property Address5019 HIGHWAY 54 E, COVINGTON, TN 38019-4905
Document Number0002095925
Book / Page2095 / 925
Instrument DateSep 12, 2025
Instrument286534
Transaction TypeTransfer
Record UpdatedSep 24, 2025

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$277.50
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1814 SIMONTON ST, COVINGTON, TN 38019-1507

Mortgage

Document Number0002095927
DateSep 15, 2025
Book Page2095/927
Instrument286535
Lender
NamePATRIOT BANK
TypeBank
Address11529 HIGHWAY 51 S, ATOKA, TN 38004
Agreement
TypeClosed-End Mortgage
AmountAmount Recorded
Term36 Months
DueSep 12, 2028

Tax Assessment & Valuation

Source: Tipton County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyTipton County
Unified School DistrictTipton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$615.00$40,425 (-) Land $10,350 Building $30,075
2024$615.00 (+5.67%)$40,425 (-) Land $10,350 Building $30,075
2023$40,425 Land $10,350 Building $30,075
2022$582.00
2020$161,700 Land $41,400 Building $120,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2010)
Most Recent ClaimMay 2010 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 97.5% of Tennessee
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Aeneas Communications
Fiber		1,000 / 1,000
T-Mobile
Fixed Wireless		100 / 20

Nearby Properties on Hwy 54 E

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures