5261 Hwy 54 E, Covington, TN 38019 Property Records

Tipton County property record for 5261 Hwy 54 E, Covington, TN 38019

Property Summary

Property Type	Single Family Home
Details	5 ba · 2,650 sqft · built 2017
Lot Size	11 acres (479,160 sqft)
Owner	2 Individual Names on Record
Last Sale	$48,400 (Oct 2016)
Tax Bill	$1,974 (2025)
Deeds & Mortgages	Jun 2017 Mortgage Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`084043 03607`

Property Details

APN / Parcel Number

Primary APN	`084043 03607`
Alternative APN	`043 03607`

Interior

Full Baths	5 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Stories	2 Stories
Building Area	2,650 sqft Living Area
1st Floor Area	2,650 sqft
Attic Area	480 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	479,160 sqft (11 acres)
Garage Type	Finished
Garage Area	756 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	648 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	5261 HIGHWAY 54 E
City	COVINGTON
State	TN
Zip	38019-4909
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DIST:13 MAP REF:043
Legal Subdivision	JOSHUA TRAVIS PROP
Jurisdiction	TIPTON TN
Township / Civil Division	2
Census Block Group	1
Census Block	1017
Census Tract	40900

Owner

Source: Tipton County records, as of January 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5261 HIGHWAY 54 E, COVINGTON, TN 38019-4909
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS BANK
Jun 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 6, 2016 · Amount on Record
Deed Sale	Oct 6, 2016 · Amount on Record
Deed Document Number	0001701725
Record Updated	Jun 8, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TIPTON TN
Property Address	5261 HIGHWAY 54 E, COVINGTON, TN 38019-4909
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1724139
Date	Jun 5, 2017
Book Page	1724/139
Instrument	204748

Lender

Name	FIRST CITIZENS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2047

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TIPTON TN
Property Address	5261 HIGHWAY 54 E, COVINGTON, TN 38019-4909
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1846993
Date	Jun 8, 2020
Book Page	1846/993
Instrument	233903

Lender

Name	FIRST CITIZENS NATIONAL BANK
Type	Bank
Address	DYERSBURG, TN 38024

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jul 1, 2040

Tax Assessment & Valuation

Source: Tipton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Tipton County
Unified School District	Tipton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,974.00 (+5.67%)	$129,750 (-) Land $15,475 Building $114,275
2023		$129,750 Land $15,475 Building $114,275
2022	$1,868.00
2020			$519,000 Land $61,900 Building $457,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2010)
Most Recent Claim	May 2010 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Aeneas Communications Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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