4615 Hwy 54 E, Covington, TN 38019 Property Records

Tipton County property record for 4615 Hwy 54 E, Covington, TN 38019

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,504 sqft · built 1928
Lot Size1.36 acres (59,242 sqft)
OwnerIndividual Name on Record
Tax Bill$345 (2025)
Deeds & MortgagesApr 2023 Sale & Mortgage
Jun 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN084043 04200

Property Details

APN / Parcel Number

Primary APN084043 04200
Alternative APN
  • 043 04200

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,504 sqft Living Area
1st Floor Area1,504 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1928
Effective Year BuiltEffective 1955
Exterior MaterialSiding
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area59,242 sqft (1.36 acres)
Garage TypeCarport
Garage Area500 sqft
CarportCarport
Carport Area500 sqft
Parking Spaces2 Parking Spaces
PorchPatio
Porch Area440 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC
Heating FuelGas
SewerConnected

Location & Zoning

Street Address4615 HIGHWAY 54 E
CityCOVINGTON
StateTN
Zip38019-7167
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeFAR
Legal DescriptionDISTRICT: 13, COUNTY AREA: A62
JurisdictionTIPTON TN
Township / Civil Division2
Census Block Group1
Census Block1015
Census Tract40900

Owner

Source: Tipton County records, as of May 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4615 HIGHWAY 54 E, COVINGTON, TN 38019-7167
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 27, 2023Warranty Deed, Transfer · FHA Mortgage
COMMUNITY MORTGAGE CORP
Jun 8, 2022Warranty Deed, Transfer
CRESTCORE FINANCIAL LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 27, 2023
Deed SaleApr 27, 2023
Prior SaleJun 8, 2022 · Amount on Record
Deed Document Number2023265779
Deed Book / Page1997 / 922
Transfer Doc0008630832
Record UpdatedSep 20, 2026

April 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionTIPTON TN
Recording DateApr 27, 2023
Property Address4615 HIGHWAY 54 E, COVINGTON, TN 38019-7167
Document Number0001997922
Book / Page1997 / 922
Map ReferenceMB 370 PG 395
Instrument DateApr 25, 2023
Instrument265779
Transaction TypeTransfer
Record UpdatedMay 8, 2023
Title CompanyTRINITY TITLE COMPANY, REALTY TITLE & ESCROW CO INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$777.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4615 HIGHWAY 54 E, COVINGTON, TN 38019-7167

Mortgage

Document Number0000265780
DateApr 27, 2023
Instrument265780
Lender
NameCOMMUNITY MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2053

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionTIPTON TN
Recording DateJun 8, 2022
Property Address4615 HIGHWAY 54 E, COVINGTON, TN 38019-7167
Document Number0001962358
Book / Page1962 / 358
Map ReferenceMB 370 PG 395
Instrument DateMay 31, 2022
Instrument257637
Transaction TypeTransfer
Record UpdatedJun 22, 2022
Title CompanyTRINITY TITLE COMPANY, REALTY TITLE & ESCROW CO INC

Transaction

AmountAmount Recorded
Tax$296.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address320 N MAPLE ST, COVINGTON, TN 38019-2118

Mortgage

Document Number0001962361
DateJun 8, 2022
Book Page1962/361
Instrument257638
Lender
NameCRESTCORE FINANCIAL LLC
TypeNon-Lending Institution
AddressMEMPHIS, TN 38122
Agreement
AmountAmount Recorded
Term4 Months
DueOct 10, 2022

Tax Assessment & Valuation

Source: Tipton County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyTipton County
Unified School DistrictTipton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$345.00 (+9.87%)$22,675 (-) Land $4,825 Building $17,850
2023$22,675 Land $4,825 Building $17,850
2022$314.00
2020$90,700 Land $19,300 Building $71,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2010)
Most Recent ClaimMay 2010 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 96% of Tennessee
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOVINGTON WATER DEPT
serves 14,334 people · EPA ID TN0000144
Water SourceGroundwater
Last State InspectionOct 2024
Lead3 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Aeneas Communications
Fiber
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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