5015 Estates Way, El Cajon, CA 92020 Property Records

San Diego County property record for 5015 Estates Way, El Cajon, CA 92020

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 3,584 sqft · built 1966
Lot Size0.75 acres (32,670 sqft)
OwnerIndividual Name on Record
Last Sale$1,700,000 (May 2026)
Tax Bill$13,934 (2025)
Deeds & MortgagesMay 2026 Sale & Mortgage
Apr 2026 Sale & Construction Loan
Flood ZoneZone X (minimal risk)
APN497-120-06-00

Property Details

APN / Parcel Number

Primary APN497-120-06-00

Interior

Bedrooms4 Beds
Full Baths4 Baths
Building Area3,584 sqft Living Area

Exterior

Year BuiltBuilt 1966
Effective Year BuiltEffective 1966
Lot Area32,670 sqft (0.75 acres)
View / LotGood
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address5015 ESTATES WAY
CityEL CAJON
StateCA
Zip92020-8120
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal DescriptionLOT 6 TR 004997
Legal SubdivisionHORIZON KNOLLS
Legal Tract004997
Legal Block1
Legal Lot Number6
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group1
Census Block1004
Census Tract15403

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2562 CASTELLON TER, EL CAJON, CA 92019-3859
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
May 12, 2026Grant Deed, Transfer · Conventional Mortgage
GENISYS CREDIT UNION
Apr 13, 2026Grant Deed, Transfer · Construction Mortgage
TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 12, 2026 · Amount on Record
Deed SaleMay 12, 2026 · Amount on Record
Prior SaleApr 13, 2026 · Amount on Record
Deed Document Number2026135516
Record UpdatedOct 29, 2026

May 2026: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateMay 12, 2026
Property Address5015 ESTATES WAY, EL CAJON, CA 92020-8120
Document Number0000135516
Instrument DateApr 23, 2026
Instrument2026135516
Transaction TypeTransfer
Record UpdatedAug 25, 2026
Title CompanyTICOR TITLE COMPANY OC, TICOR TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$188,870.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address2562 CASTELLON TER, EL CAJON, CA 92019-3859

Mortgage

Document Number0000135517,
DateMay 12, 2026
Instrument2026135517
Lender
NameGENISYS CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2056
Interest
Rate TypeAdjustable Rate
Rate5.63%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

April 2026: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateApr 13, 2026
Property Address5015 ESTATES WAY, EL CAJON, CA 92020-8120
Document Number0000102289
Instrument DateApr 8, 2026
Instrument2026102289
Transaction TypeTransfer
Record UpdatedApr 22, 2026
Title CompanyTICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$147,207.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership
Address14526 SKYLINE TRUCK TRL, JAMUL, CA 91935-2126
InvestorPossibly a Property Investor

Mortgage

Document Number0000102290,
DateApr 13, 2026
Instrument2026102290
Lender
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueMay 1, 2027
Interest
Rate5.98%
Max Rate-1%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Elementary School DistrictCajon Valley Union Elementary School District (KG - 08)
Secondary School DistrictGrossmont Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,217,644 (+2%) Land $443,179 Building $774,465
2025$13,934.00 (-0.63%) Homeowner's exemption$1,193,770 (+4.04%) Land $434,490 Building $759,280
2024$14,022.00 (+2.67%)
2023$13,658.00 (+1.59%) Homeowner's exemption$1,147,417 Land $417,619 Building $729,798
2022$13,444.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 96% of California
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHELIX WATER DISTRICT
serves 277,918 people · EPA ID CA3710010
Water SourceSurface water
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
AT&T
DSL
100 / 20

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