San Diego County property record for 4905 Estates Way, El Cajon, CA 92020
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,466 sqft · built 1965 |
| Lot Size | 1.08 acres (47,045 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $360,000 (May 1999) |
| Tax Bill | $6,826 (2025) |
| Deeds & Mortgages | Apr 2024 Transfer Apr 2024 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 498-013-09-00 |
| Primary APN | 498-013-09-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,466 sqft Living Area |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Lot Area | 47,045 sqft |
| View / Lot | Good |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 4905 ESTATES WAY |
|---|---|
| City | EL CAJON |
| State | CA |
| Zip | 92020-8118 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A70 |
| Legal Description | LOT 14 TR 003658 |
| Legal Subdivision | HORIZON HILLS ESTATES |
| Legal Tract | 003658 |
| Legal Block | 2 |
| Legal Lot Number | 14 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 15403 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4905 ESTATES WAY, EL CAJON, CA 92020-8118 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 19, 2024 | Transfer on Death Deed, Transfer |
| Apr 19, 2024 | Transfer on Death Deed, Transfer |
| Apr 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NATIONAL BANK OF KANSAS CITY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 7, 1999 · Amount on Record |
| Deed Sale | May 7, 1999 · Amount on Record |
| Deed Document Number | 1999313399 |
| Prior Transfer Date | Jul 29, 1996 |
| Prior Transfer Doc | 0000385964 |
| Record Updated | Oct 29, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Apr 19, 2024 |
| Property Address | 4905 ESTATES WAY, EL CAJON, CA 92020-8118 |
| Document Number | 0000098438 |
| Map Reference | MAP 3658 |
| Instrument Date | Apr 13, 2024 |
| Instrument | 2024-0098438 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3562 UNION ST, SAN DIEGO, CA 92103-4718 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Apr 19, 2024 |
| Property Address | 4905 ESTATES WAY, EL CAJON, CA 92020-8118 |
| Document Number | 0000098437 |
| Map Reference | MAP 3568 |
| Instrument Date | Apr 7, 2024 |
| Instrument | 2024-0098437 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3562 UNION ST, SAN DIEGO, CA 92103-4718 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 4905 ESTATES WAY, EL CAJON, CA 92020-8118 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 3562 UNION ST, SAN DIEGO, CA 92103-4718 |
| Document Number | 0000329791 |
|---|---|
| Date | Apr 29, 2021 |
| Instrument | 2021-0329791 |
| Name | NATIONAL BANK OF KANSAS CITY |
|---|---|
| Type | Bank |
| Address | KANSAS CITY, MO 64114 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Elementary School District | Cajon Valley Union Elementary School District (KG - 08) |
| Secondary School District | Grossmont Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $591,315 (+2%) Land $236,869 Building $354,446 | |
| 2025 | $6,826.00 (+2%) | $579,722 (+4.04%) Land $232,225 Building $347,497 |
| 2023 | $6,692.00 (+1.59%) | $557,212 Land $223,208 Building $334,004 |
| 2022 | $6,587.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (1983–2010) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Dec 2010 · Severe Winter Storms, Flooding, And Debris And Mud Flows |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 96% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010 |
|---|---|
| Water Source | Surface water |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures