4944 Estates Way, El Cajon, CA 92020 Property Records

San Diego County property record for 4944 Estates Way, El Cajon, CA 92020

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,707 sqft · built 1964
Lot Size1 acres (43,560 sqft)
OwnerIndividual Name on Record
Last Sale$1,312,500 (Nov 2024)
Tax Bill$15,406 (2025)
Deeds & MortgagesMay 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN497-050-08-00

Property Details

APN / Parcel Number

Primary APN497-050-08-00

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area2,707 sqft Living Area

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1964
Lot Area43,560 sqft
View / LotGood
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address4944 ESTATES WAY
CityEL CAJON
StateCA
Zip92020-8119
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA70
Legal DescriptionLOT 8 TR 003658
Legal SubdivisionHORIZON HILLS ESTATES
Legal Tract003658
Legal Block2
Legal Lot Number8
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group2
Census Block2005
Census Tract15403

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3384 ASHLEY PARK DR, JAMUL, CA 91935-1530
Owner TypeIndividual
VestingSurviving Spouse

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 4, 2024 · Amount on Record
Deed SaleNov 4, 2024 · Amount on Record
Deed Document Number2024304407
Prior Transfer DateOct 18, 2024
Prior Transfer Doc0000304408
Record UpdatedSep 20, 2026

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address4944 ESTATES WAY, EL CAJON, CA 92020-8119
Document Number0000229960
Instrument DateMay 10, 2017
Transaction TypeMortgage
Record UpdatedAug 20, 2018
Title CompanyAMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address4944 ESTATES WAY EL CAJON CA 920208119, EL CAJON, CA 92020-8119

Mortgage

Document Number0000229960
DateMay 23, 2017
Instrument229960
Lender
NameBANK OF AMERICA
TypeBank
AddressTAMPA, FL 33634
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Elementary School DistrictCajon Valley Union Elementary School District (KG - 08)
Secondary School DistrictGrossmont Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,338,750 (+2%) Land $918,000 Building $420,750
2025$15,406.00 (+520.71%)$1,312,500 (+519.06%) Land $900,000 Building $412,500
2023$2,482.00 (+1.68%) Homeowner's exemption$212,015 Land $70,585 Building $141,430
2022$2,441.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims2 (1983–2010)
Claims Outside the SFHA1 of 2
Most Recent ClaimDec 2010 · Severe Winter Storms, Flooding, And Debris And Mud Flows

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 97% of California
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHELIX WATER DISTRICT
serves 277,918 people · EPA ID CA3710010
Water SourceSurface water
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
AT&T
DSL
100 / 20

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