4997 Eagle Rdg Dr, Freeland, WA 98249 Property Records

Island County property record for 4997 Eagle Rdg Dr, Freeland, WA 98249

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,710 sqft · built 2022
Lot Size	0.12 acres (5,227 sqft)
Owner	Individual Name on File
Last Sale	$695,000 (Jul 2022)
Tax Bill	$5,044 (2026)
Deeds & Mortgages	Mar 2022 Construction Loan Jul 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`S8566-00-00011-0`

Property Details

APN / Parcel Number

Primary APN	`S8566-00-00011-0`
Alternative APN	`813388`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Building Area	1,710 sqft Living Area
Gross Area	2,171 sqft
1st Floor Area	817 sqft
Flooring	Wood

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Concrete
Foundation Type	Concrete
Roof Material	Asphalt
Lot Area	5,227 sqft (0.12 acres)
Garage Type	Attached
Garage Area	461 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	153 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	4997 EAGLE RIDGE DR
City	FREELAND
State	WA
Zip	98249-8802
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CHIPSHOT HEIGHTS,S LOT 11,S
Legal Subdivision	CHIPSHOT HEIGHTS,S
Legal Lot Number	11
Jurisdiction	ISLAND WA
Township / Civil Division	CENTRAL WHIDBEY ISLAND
Census Block Group	2
Census Block	2019
Census Tract	971301

Owner

4997 Eagle Rdg Dr is owned and occupied by an individual who bought it in July 2022.

Source: Island County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	4997 EAGLE RIDGE DR, FREELAND, WA 98249-8802
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2022	Deed of Trust, Mortgage · Construction Mortgage SAVIBANK
Jul 29, 2022	Warranty Deed, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 29, 2022 · Amount on File
Deed Sale	Jul 29, 2022 · Amount on File
Deed Document Number	20224548833
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ISLAND WA
Property Address	4997 EAGLE RIDGE DR, FREELAND, WA 98249-8802
Transaction Type	Mortgage
Record Updated	Jan 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004540775
Date	Mar 3, 2022
Instrument	4540775

Lender

Name	SAVIBANK
Type	Bank
Address	FREELAND, WA 98249

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ISLAND WA
Recording Date	Jul 29, 2022
Property Address	4997 EAGLE RIDGE DR, FREELAND, WA 98249-8802
Document Number	0004548833
Map Reference	FILE 4464040
Instrument Date	Jul 22, 2022
Instrument	4548833
Transaction Type	Transfer
Record Updated	Jan 10, 2023
Title Company	LAND TITLE AND ESCROW, LAND TITLE & ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$11,476.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4997 EAGLE RIDGE DR, FREELAND, WA 98249-8802

Mortgage

Document Number	0004548834
Date	Jul 29, 2022
Instrument	4548834

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 4997 Eagle Rdg Dr was $5,044.

Source: Island County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Island County
Unified School District	South Whidbey School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,044.00
2025		$639,016 Land $260,000 Building $379,016	$639,016 Land $260,000 Building $379,016
2023	$2,471.00	$685,997 (+89.13%) Land $230,000 Building $455,997	$685,997 (+89.13%) Land $230,000 Building $455,997
2022		$362,720 Land $70,000 Building $292,720	$362,720 Land $70,000 Building $292,720

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4997 Eagle Rdg Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective June 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	5 (2012–2022)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Dec 2022 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4997 Eagle Rdg Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARBOR HILLS COMMUNITY WATER SYSTEM serves 1,373 people · EPA ID WA5333860
Water Source	Groundwater
Last State Inspection	Jul 2021
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Xfinity Cable	1,200 / 35
Whidbey Telephone Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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