McHenry County property record for 5011 Memory Trl, McHenry, IL 60051
| Property Type | Single Family Home |
|---|---|
| Details | 1,226 sqft · built 1963 |
| Lot Size | 0.376 acres (16,422 sqft) |
| Owner | Individual Name on File |
| Last Sale | $279,000 (Feb 2022) |
| Deeds & Mortgages | Sep 2025 Mortgage Dec 2023 Second Mortgage + 3 more |
| Flood Zone | Zone AE (high risk) |
| APN | 10-08-130-003 |
| Primary APN | 10-08-130-003 |
|---|
| Plumbing Fixtures | 8 Plumbing Fixtures |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,226 sqft Living Area |
| Gross Area | 1,876 sqft |
| 1st Floor Area | 1,226 sqft |
| Basement Area | 650 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1963 |
|---|---|
| Architectural Style | A-Frame |
| Exterior Material | Frame/Vinyl |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 16,422 sqft |
| Garage Area | 432 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 510 sqft |
| Shed | 1 Shed |
| Shed Area | 140 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 5011 MEMORY TRL |
|---|---|
| City | MCHENRY |
| State | IL |
| Zip | 60051-7401 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2022R0006254 LT 55 PISTAKEE HILLS UNIT 1 MEMO: ORTEGA, VERONICA/ MANZANAREZ, WALTER |
| Legal Range | 09E |
| Legal Township | 45N |
| Legal Section | 08 |
| Legal Subdivision | PISTAKEE HILLS 01 |
| Legal Block | 130 |
| Legal Lot Number | 55 |
| Legal Unit | 1 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | MCHENRY |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 870704 |
Source: McHenry County assessment roll, APN 10-08-130-003, as of January 1, 2022 · Last verified May 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 5011 MEMORY TRL, MCHENRY, IL 60051-7401 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 15, 2025 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Dec 21, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC |
| Feb 16, 2022 | Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Aug 16, 2019 | Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA |
| Jan 13, 2017 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 16, 2022 · Amount on Record |
| Deed Sale | Feb 16, 2022 · Amount on Record |
| Prior Sale | Aug 16, 2019 · Amount on Record |
| Deed Document Number | 2022R0006254 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 5011 MEMORY TRL, MCHENRY, IL 60051-7401 |
| Transaction Type | Mortgage |
| Record Updated | Sep 26, 2025 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 5011 MEMORY TRL, MCHENRY, IL 60051-7401 |
| Document Number | 0000025022 |
|---|---|
| Date | Sep 15, 2025 |
| Instrument | 2025R0025022 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 318 Months |
| Due | Mar 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 5011 MEMORY TRL, MCHENRY, IL 60051-7401 |
| Transaction Type | Mortgage |
| Record Updated | Jan 02, 2024 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 5011 MEMORY TRL, MCHENRY, IL 60051-7401 |
| Document Number | 0000032051 |
|---|---|
| Date | Dec 21, 2023 |
| Instrument | 2023R0032051 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 339 Months |
| Due | Mar 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Feb 16, 2022 |
| Property Address | 5011 MEMORY TRL, MCHENRY, IL 60051-7401 |
| Document Number | 0000006254 |
| Map Reference | DOC322564MB13PG18 |
| Instrument Date | Feb 09, 2022 |
| Instrument | 2022R0006254 |
| Transaction Type | Transfer |
| Record Updated | Mar 02, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $279.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 5011 MEMORY TRL, MCHENRY, IL 60051-7401 |
| Document Number | 0000006255 |
|---|---|
| Date | Feb 16, 2022 |
| Instrument | 2022R0006255 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.62% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Aug 16, 2019 |
| Property Address | 5011 MEMORY TRL, MCHENRY, IL 60051-7401 |
| Document Number | 0000026343 |
| Instrument Date | Aug 14, 2019 |
| Instrument | 26343 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2019 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $389.85 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5011 MEMORY TRL MCHENRY IL 600517401, MCHENRY, IL 60051-7401 |
| Document Number | 26344 |
|---|---|
| Date | Aug 16, 2019 |
| Instrument | 26344 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 15, 2049 |
| Rate | 3.87% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 5011 MEMORY TRL, MCHENRY, IL 60051-7401 |
| Document Number | 0000002582 |
| Instrument Date | Jan 13, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 02, 2017 |
| Title Company | ATTORNEY ONLY |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5011 MEMORY TRL MCHENRY IL 600517401, MCHENRY, IL 60051-7401 |
| Document Number | 0000002582 |
|---|---|
| Date | Jan 20, 2017 |
| Instrument | 2582 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 19, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
Source: McHenry County assessment roll as of January 1, 2022 · Last verified May 2024
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | McHenry Township |
| Unified School District | Johnsburg Community Unit School District 12 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2022 | Homeowner's exemption | $117,804 Land $21,704 Building $96,100 | $353,412 Land $65,112 Building $288,300 |
Source: FEMA National Flood Hazard Layer, McHenry County (17111C), as of February 28, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171118707043, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 741.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 16 (1979–2017) |
| Claims Outside the SFHA | 1 of 16 |
| Most Recent Claim | Jul 2017 · river or lake flooding |
| Claims by Event |
|
| Wildfire Risk | Low lower than 95% of the US · lower than 70% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 231 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System, water system IL1115700, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | IL AMERICAN-WHISPERING HILLS private · serves 8,300 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 59 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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