5020 Memory Trl, McHenry, IL 60051 Property Records

McHenry County property record for 5020 Memory Trl, McHenry, IL 60051 · Last verified May 2024

Property Summary

Property TypeSingle Family Home
Details1,235 sqft · built 1993
Lot Size0.455 acres (19,839 sqft)
OwnerIndividual Name on File
Last Sale$195,000 (Mar 2019)
Deeds & MortgagesNov 2021 Mortgage
Nov 2020 Mortgage
+ 1 more
Flood ZoneZone AE (high risk)
APN10-08-131-001

Property Details

APN / Parcel Number

Primary APN10-08-131-001

Interior

Plumbing Fixtures8 Plumbing Fixtures
Stories2 Stories
Building Area1,235 sqft Living Area
Gross Area1,833 sqft
1st Floor Area1,235 sqft

Exterior

Year BuiltBuilt 1993
Architectural StyleA-Frame
Exterior MaterialFrame/Vinyl
Construction TypeFrame
Lot Area19,839 sqft
Garage Area598 sqft
PorchPorch
Porch Area24 sqft
Deck Area240 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address5020 MEMORY TRL
CityMCHENRY
StateIL
Zip60051-7778
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2019R0007455 LT 46 PISTAKEE HILLS UNIT 1
Legal Range09E
Legal Township45N
Legal Section08
Legal SubdivisionPISTAKEE HILLS 01
Legal Block131
Legal Lot Number46
Legal Unit1
JurisdictionMCHENRY IL
Township / Civil DivisionMCHENRY
Census Block Group3
Census Block3002
Census Tract870704

Owner

Source: McHenry County records · APN 10-08-131-001

Assessment roll updated January 1, 2022 · Last verified May 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address5020 MEMORY TRL, MCHENRY, IL 60051-7778
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 22, 2021Deed of Trust, Mortgage · Conventional Mortgage
FIRST SAVINGS BANK
Nov 10, 2020Deed of Trust, Mortgage · Conventional Mortgage
PRINCETON MORTGAGE CORP
Mar 21, 2019Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 21, 2019 · Amount on Record
Deed SaleMar 21, 2019 · Amount on Record
Prior SaleFeb 11, 2009
Deed Document Number2019R0007455
Record UpdatedJun 07, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address5020 MEMORY TRL, MCHENRY, IL 60051-7778
Transaction TypeMortgage
Record UpdatedDec 01, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000063069
DateNov 22, 2021
Instrument2021R0063069
Lender
NameFIRST SAVINGS BANK
TypeBank
AddressHARDINSBURG, IN 47125
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2051
Interest
Rate TypeFixed Rate
Rate3.5%

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address5020 MEMORY TRL, MCHENRY, IL 60051-7778
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000048099
DateNov 10, 2020
Instrument2020R0048099
Lender
NamePRINCETON MORTGAGE CORP
TypeMortgage Company
AddressTITUSVILLE, NJ 08560
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueOct 01, 2050
Interest
Rate TypeFixed Rate
Rate3.62%

March 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCHENRY IL
Recording DateMar 21, 2019
Property Address5020 MEMORY TRL, MCHENRY, IL 60051-7778
Document Number0000007455
Map ReferenceDOC322564MB13PG18
Instrument DateMar 19, 2019
Instrument2019R0007455
Transaction TypeTransfer
Record UpdatedMay 27, 2021
Title CompanyCHICAGO TITLE INSURANCE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$292.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address5020 MEMORY TRL, MCHENRY, IL 60051-7778
InvestorPossibly a Property Investor

Mortgage

Document Number0000007456
DateMar 21, 2019
Instrument2019R0007456
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2049
Interest
Rate5.25%

Tax Assessment & Valuation

Source: McHenry County records · Assessment roll updated January 1, 2022 · Last verified May 2024

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionMcHenry Township
Unified School DistrictJohnsburg Community Unit School District 12 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2022Homeowner's exemption$60,429 Land $14,628 Building $45,801$181,287 Land $43,884 Building $137,403

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, McHenry County (17111C), updated February 28, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171118707043, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation741.0 ft
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 6 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies6 in force
5 of 6 on primary residences
Nearby Flood Claims16 (1979–2017)
Claims Outside the SFHA1 of 16
Most Recent ClaimJul 2017, river or lake flooding
Flood Events
  • Severe Storms, Straight-line Winds, And Flooding (Apr 2013), 2 claims
  • Severe Storms & Flooding (Jun 1993), 5 claims

Wildfire

Wildfire RiskLow
above 5% of the US · above 30% of Illinois
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Nearby Properties on Memory Trl

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